CD Rates

Minimum Opening Deposit 1,000.00
Term 12 months
Interest Rate 0.50%
Annual Percentage Yield 0.50%
Annual Percentage Yield is effective as of July 20, 2016.
Rates are subject to change. A penalty may be imposed for early withdrawal.

SGBC Encourages "Digital Spring Cleaning"

South Georgia Banking Company’s commitment to to our customers and their financial security is a top priority.  Along with The National Cyber Security Alliance (NCSA) and Better Business Bureau (BBB), we are encouraging consumers to be proactive and keep their cybersecurity top of mind by doing a thorough "digital spring cleaning."  SGBC also suggests making this an annual ritual.  By keeping all of your computers, laptops, tablets, etc. clean - purging old files and enhancing security features - you can ensure that your online reputation stays intact.

The NCSA and BBB offer great tips for a four-week plan.  Click here for a printable Digital Spring Cleaning checklist on our SGBC site.  Call South Georgia Banking Company with any questions - our aim is to keep your protected.

2016 Hester Memorial Scholarship Local Winners Announced

Elizah Huff of Tifton, GA, is the 2016 top winner of the $500 Julian & Jan Hester Memorial Scholarship from South Georgia Banking Company.  Huff was chosen by a regional panel of judges for her impressive academic performance at Tiftarea Academy as well as her long list of extracurricular and civic activities within the community.  Huff started her own business when she was 14 - making and selling handmade soaps and scrubs - and she also bought and restored (along with her father) a vintage VW.  Huff will go on to compete for one of the four Hester Memorial $1,000 scholarships chosen by the Community Bankers Association (CBA).


The Julian & Jan Hester Memorial Scholarship programs awards $1,000 annually to four deserving high school seniors planning to attend a Georgia college/university/technical school beginning the Fall semester after graduation from high school, along with with local scholarship recipients.  Local winner Elizah Huff has proven to be well-rounded and success-oriented. As STAR student of her senior class, Huff is dual-enrolled at ABAC and Brewton Parker College and will attend Young Harris College in the fall.


Zachery Willis of Tifton, the local runner up, is also a candidate for the CBA scholarship award.  Willis, who attends Tiftarea Academy, has maintained an impressive grade point average while dual-enrolled at ABAC and Brewton-Parker College.  Willis’ excellent academic record and extracurricular activities, some of which include Wrestling Team, Beta Club and Cross Country, contributed to him being chosen to compete for this scholarship.  He will continue his education at ABAC in the fall.


The Julian & Jan Hester Memorial Scholarship is named after long-time CBA Chief Executive Officer, the late Julian Hester and his late daughter, Jan Hester.  Jan was a senior at the University of Georgia when she died in an automobile accident in April of 1990.  In addition to supporting community banking, this scholarship is an opportunity to pass on the positive qualities both Julian and Jan Hester exemplified to further the development of tomorrow’s generations.


Please join South Georgia Banking Company in congratulating both of these outstanding students and wishing them luck with their very bright futures.


PICTURED ARE L to R:  Zachery Willis, Ashburn City President Chris McCard, Elizah Huff

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