CD Rates

Minimum Opening Deposit 1,000.00
Minimum Balance to obtain APY 1,000.00
Term 12 months
Interest Rate 1.25%
Annual Percentage Yield 1.26%
Annual Percentage Yield is effective as of September 1, 2010.
Rates are subject to change. A penalty may be imposed for early withdrawal.

We've heard talk from business owners that it's easier to sell ice to an Eskimo than get a loan in today's economy. Our long-standing approach of partnering with businesses to make smart loans based on solid information like cash flow and debt ratio still stands. This philosophy keeps businesses growing - in the short and long term. Stop by today and talk with one of our loan officers to learn more.. 

Celebrate With Us

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It’s a big year for South Georgia Banking Company! We are celebrating 40 years of business in Tift County and 10 years in Colquitt County. Things like our Bauer 5-Star rating, prudent decision-making and long-term customer relationships have made us strong and will keep us strong for years to come. 

Banking Services

Internet Banking

Small Business is Big!

Experience our better online banking for yourself! Click a link below to learn more.
 

Features include payroll direct deposit, internet banking, and night depository services.
 

Mortgage Information

Top Business News

Our mortgage specialists navigate customers through the loan process step-by-step.