CD Rates

Minimum Opening Deposit 1,000.00
Term 12 months
Interest Rate 0.50%
Annual Percentage Yield 0.50%
Annual Percentage Yield is effective as of May 15, 2013.
Rates are subject to change. A penalty may be imposed for early withdrawal.

SGBC Welcomes Lonnie McKinney

South Georgia Banking Company announces the addition of Lonnie McKinney as Business Development Banker in our Cordele location. “I understand small business and agri-business first hand,” said Lonnie. “ I am looking forward to utilizing both skills to helping farmers and agri-businesses in my role at South Georgia Banking Company.  I am pleased to be part of this exceptional team!” Read more...

Better Business Banking

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I've Got Business Smarts. Do You? 

We know running a small business is hard work; and our team is focused on delivering the banking services you need with personal attention. Why? Offering loans, checking accounts and online banking are all great - but, not exactly new. However, taking a sincere interest in the health of your business, making an onsite visit and personally reviewing our annual financial analysis with clients is pretty refreshing for everyone. And, we think it's just smart. 

Banking Services

Internet Banking

Small Business is Big!

Experience our better online banking for yourself! Click a link below to learn more.
 

Features include payroll direct deposit, internet banking, and night depository services.
 

Mortgage Information

Electronic Deposit Insurance Estimator

Our mortgage specialists navigate customers through the loan process step-by-step.
 

Use the FDIC's Electronic Deposit Insurance Estimator (EDIE) tool to find out what deposits are insured and what portion (if any) exceeds coverage limits.