CD Rates

Minimum Opening Deposit 1,000.00
Minimum Balance to obtain APY 1,000.00
Term 12 months
Interest Rate 1.50%
Annual Percentage Yield 1.51%
Annual Percentage Yield is effective as of February 3, 2010.
Rates are subject to change. A penalty may be imposed for early withdrawal.

Number of Local Board Members

Our 12 local board members are a vital part of South Georgia Banking Company. From supplying valuable insight and providing strategic direction to giving dedicated support to our management team, our board members make us strong. 


Welcome


In this uncertain economic time, more than ever people are looking for a bank that is stable and strong. Letting people know we meet that very criteria became the focus of our 2009-2010 marketing campaign.  We want to let our customers, old and new, know why SGBC is here to stay. From not taking any bail out money and having 2x the amount of required capital to be considered "well capitalized" to having local board members and building relationships with our customers— we have what is needed to create a strong banking environment. Keep an eye on the section in the bottom left of your screen. Each month we will feature an article regarding the strengths of our bank.

Banking Services


Internet Banking

Small Business is Big!

Experience our better online banking for yourself! Click a link below to learn more.
 

Features include payroll direct deposit, internet banking, and night depository services.
 

Mortgage Information

Top Business News

Our mortgage specialists navigate customers through the loan process step-by-step.