| Minimum Balance to obtain APY | 1,000.00 |
| Term | 12 months |
| Interest Rate | 1.75% |
| Annual Percentage Yield | 1.76% |
| Annual Percentage Yield is effective as of July 1, 2009. | |
| Rates are subject to change. A penalty may be imposed for early withdrawal. | |

Pait Willis, Chairman of the South Georgia Banking Company recently announced the election of Teresa Lasseter to the bank’s Board of Directors.
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Welcome to our newly designed Web site! While everything will stay the same with our online banking service, we have some great new features to offer. Find out the latest CD rates, get up-to-date industry information, use calculators to manage personal finances as well as learn more about the bank and the communities we serve. |
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Internet Banking |
Small Business is Big! |
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Experience our better online banking for yourself! Click a link below to learn more. |
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Features include payroll direct deposit, internet banking, and night depository services. |
Mortgage Information |
Top Business News |
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Our mortgage specialists navigate customers through the loan process step-by-step. |
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