CD Rates

Minimum Opening Deposit 1,000.00
Term 12 months
Interest Rate 0.50%
Annual Percentage Yield 0.50%
Annual Percentage Yield is effective as of August 27, 2014.
Rates are subject to change. A penalty may be imposed for early withdrawal.

SGBC Adds Tifton Native Chris Cutts

South Georgia Banking Company announces the addition of Chris Cutts as a vice-president at the bank’s Tift Avenue location in Tifton. Cutts, a Tifton native, brings both business and banking experience to his new position.

Read more.


Mobile Banking Available!

SGBC Mobile Banking Now Available!

Ready to bank local… anytime and anywhere? With SGBC Mobile Banking, you now can. Our new Mobile Banking app is ready for download - and you're going to love how easy it is to view account balances and history, make account transfers, make payments via Bill Pay, and find SGBC locations. You just have to be enrolled as a SGBC Online Banking customer to access Mobile Banking. If you’re ready to learn more or sign up, click here and get ready to bank on your time!


ALERT -  Heartbleed Security Vulnerability.   Read more here.

Banking Services

Internet Banking

Small Business is Big!

Experience our better online banking for yourself! Click a link below to learn more.

Features include payroll direct deposit, internet banking, and night depository services.

Mortgage Information

Bank-Owned Properties

Our mortgage specialists navigate customers through the loan process step-by-step.

Check out our bank-owned properties including residential, commercial, investment and land.

Electronic Deposit Insurance Estimator

Use the FDIC's Electronic Deposit Insurance Estimator (EDIE) tool to find out what deposits are insured and what portion (if any) exceeds coverage limits.