CD Rates

Minimum Opening Deposit 1,000.00
Term 12 months
Interest Rate 0.50%
Annual Percentage Yield 0.50%
Annual Percentage Yield is effective as of February 3, 2016.
Rates are subject to change. A penalty may be imposed for early withdrawal.

South Georgia Banking Company’s Food Drive a Great Success

South Georgia Banking Company, along with area banks, supported the United Way of South Central Georgia and local food pantries by participating in the Banking Together to Drive Out Hunger campaign, a food drive held during October and November.


The food drive was a great success, and overall, employees and customers from all of our SGBC branches collected more than 2,820 items for the United Way.  The food was donated to the community in which it was collected for all the counties we serve: Tift County, Colquitt County, Turner County, Crisp County and Dooly County.

South Georgia Banking Company Attending Two Georgia Agribusiness Conferences in January

South Georgia Banking Company’s commitment to agriculture in Georgia has been a cornerstone of the business since its inception in 1970.  We are deeply rooted in the agricultural community and have been for 45 years.  SGBC knows the industry and has maintained long-standing relationships with large and small agribusinesses in the region since our charter was first issued.


Industry knowledge and real world experience are two main assets we are proud to offer our agribusiness customers.  With dedicated ag loan specialists, South Georgia Banking Company provides the lending background that many banks just simply cannot offer.


SGBC will be in attendance at two large agricultural conferences being held in Georgia this January.  The Southeast Regional Fruit & Vegetable Conference will be in Savannah from January 7th through the 10th - this is the largest educational conference and trade show in the southeastern United States.  Attendees range from growers to vendors to suppliers, and there will be more than 80 hours of educational sessions as well as a huge trade show.  South Georgia Banking Company will be in attendance at the trade show - we invite you to come by and see us at booth #640.


The Georgia Peanut Farm Show will be held January 21 at the University of Georgia Tifton Campus.  This one-day show boasts over 100 exhibitors from the peanut industry and is expecting nearly 2,000 farmers to attend.  There will be seminars, an award ceremony and door prizes.  South Georgia Banking Company will have a presence at this conference as well.


South Georgia Banking Company understands the industry-specific banking needs of agriculture, and we work hard to provide this critical economic engine what it needs to continue thriving.  We proudly support agribusiness in our region, and are excited to be a part of these growing, dynamic conferences in our state.

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