CD Rates

Minimum Opening Deposit 1,000.00
Term 12 months
Interest Rate 0.50%
Annual Percentage Yield 0.50%
Annual Percentage Yield is effective as of November 19, 2014.
Rates are subject to change. A penalty may be imposed for early withdrawal.

Philip Grimes is Southeastern Farmer of the Year

South Georgia Banking Company congratulates Philip Grimes, recently named the 2014 Swisher Sweets/Sunbelt Expo Southeastern Farmer of the Year.  We salute his hard work, dedication to the betterment of agriculture, and this well-deserved recognition.  

 

Customer Security

Online Security

 

As a consumer or a business that uses online banking you will be interested to know that supervisory guidance from the Federal Financial Institutions Examination Council will guide banks to continue to assure that your accounts are properly secure and all types of online transactions are safer and more secure.

The authentication process is vital to insure that it is you, and  not someone that has stolen your identity or taken over your business account, logging into your online account and conducting transactions.  Multifactor authentication uses more than one method of verification and is a stronger fraud deterrent. 

Our solution is designed to reduce the risk of fraud by confirming user identity when a user accesses online banking with their user ID, plus additional security layers/components.

Customer vigilance is critical to your online safety.  Knowing how fraudsters work and understanding the risks will help you have a safe online banking experience.  Following are links that provide critical “need to know” information.

7 tips for protecting yourself online

8 tips to protect your identity

5 ways to protect your small business from account fraud

10 ways to protect your mobile device

 

Fraud & Identity Theft

Consumer Alerts

Consumer Reporting Agencies

Small Business Information Security Resources