CD Rates

Minimum Opening Deposit 1,000.00
Term 12 months
Interest Rate 0.50%
Annual Percentage Yield 0.50%
Annual Percentage Yield is effective as of October 22, 2014.
Rates are subject to change. A penalty may be imposed for early withdrawal.

SGBC Celebrates Georgia Peanut Bank Week

South Georgia Banking Company celebrates Georgia Peanut Bank Week by congratulating all Georgia Peanut Farmers for their outstanding peanut production.   Georgia leads the nation in peanut production and South Georgia Banking Company is proud to support the peanut industry and our local farmers.  In recognition of Georgia Peanut Bank Week (October 18-25), all SGBC locations will be giving away peanut snacks, displaying local artwork and serving refreshments for customers on Friday, October 24.  Print out this coloring page for the kids to color and return it to your local branch for them to display in the lobby.

Read more.  

 

Customer Security

Online Security

 

As a consumer or a business that uses online banking you will be interested to know that supervisory guidance from the Federal Financial Institutions Examination Council will guide banks to continue to assure that your accounts are properly secure and all types of online transactions are safer and more secure.

The authentication process is vital to insure that it is you, and  not someone that has stolen your identity or taken over your business account, logging into your online account and conducting transactions.  Multifactor authentication uses more than one method of verification and is a stronger fraud deterrent. 

Our solution is designed to reduce the risk of fraud by confirming user identity when a user accesses online banking with their user ID, plus additional security layers/components.

Customer vigilance is critical to your online safety.  Knowing how fraudsters work and understanding the risks will help you have a safe online banking experience.  Following are links that provide critical “need to know” information.

7 tips for protecting yourself online

8 tips to protect your identity

5 ways to protect your small business from account fraud

10 ways to protect your mobile device

 

Fraud & Identity Theft

Consumer Alerts

Consumer Reporting Agencies

Small Business Information Security Resources