CD Rates

Minimum Opening Deposit 1,000.00
Term 12 months
Interest Rate 0.50%
Annual Percentage Yield 0.50%
Annual Percentage Yield is effective as of May 20, 2015.
Rates are subject to change. A penalty may be imposed for early withdrawal.

Agriculture: The Heart of South Georgia and SGBC

Agriculture is the heart of South Georgia’s economy.  South Georgia Banking Company is proud of the relationships that have been developed over the years with local farmers and agribusinesses across the region.  As spring crops come in, SGBC is reminded of the impact vegetable production has on our communities and state.  According to Georgia Farm Gate Value statistics, over 950 million dollars' worth of vegetables are produced annually in the state of Georgia.  Pictured above are Brian Tankersley, Ag Business Development Coordinator with South Georgia Banking Company;  Dan King, produce farmer in Turner and Crisp Counties; and Chris McCard, City President of South Georgia Banking Company, Ashburn.  For more information about how South Georgia Banking Company can help your agribusiness, give us a call at 1-888-782-4211 or drop by to speak with one of our lenders.

 

Customer Security

Online Security

 

As a consumer or a business that uses online banking you will be interested to know that supervisory guidance from the Federal Financial Institutions Examination Council will guide banks to continue to assure that your accounts are properly secure and all types of online transactions are safer and more secure.

The authentication process is vital to insure that it is you, and  not someone that has stolen your identity or taken over your business account, logging into your online account and conducting transactions.  Multifactor authentication uses more than one method of verification and is a stronger fraud deterrent. 

Our solution is designed to reduce the risk of fraud by confirming user identity when a user accesses online banking with their user ID, plus additional security layers/components.

Customer vigilance is critical to your online safety.  Knowing how fraudsters work and understanding the risks will help you have a safe online banking experience.  Following are links that provide critical “need to know” information.

7 tips for protecting yourself online

8 tips to protect your identity

5 ways to protect your small business from account fraud

10 ways to protect your mobile device

 

Fraud & Identity Theft

Consumer Alerts

Consumer Reporting Agencies

Small Business Information Security Resources