CD Rates

Minimum Opening Deposit 1,000.00
Term 12 months
Interest Rate 0.50%
Annual Percentage Yield 0.50%
Annual Percentage Yield is effective as of April 15, 2015.
Rates are subject to change. A penalty may be imposed for early withdrawal.

SGBC’s Chris Cutts Receives Stafford Award

South Georgia Banking Company is proud to be an active member of the Tifton / Tift County Chamber of Commerce.  We are even more proud to have such valuable community members on our team who were recently recognized by the Chamber for their outstanding achievements.  

Pictured are Dr. Joe Turner and Chris Cutts.  Dr. Turner, Board Member at South Georgia Banking Company, was recently awarded the Stafford Award for his substantial contributions in local economic development.  Cutts, a lender at South Georgia Banking Company, was awarded the Lamar Branch award which is given annually to a rookie Chamber of Commerce member who best exhibits Mr. Branch’s outstanding style of leadership.

 

Customer Security

Online Security

 

As a consumer or a business that uses online banking you will be interested to know that supervisory guidance from the Federal Financial Institutions Examination Council will guide banks to continue to assure that your accounts are properly secure and all types of online transactions are safer and more secure.

The authentication process is vital to insure that it is you, and  not someone that has stolen your identity or taken over your business account, logging into your online account and conducting transactions.  Multifactor authentication uses more than one method of verification and is a stronger fraud deterrent. 

Our solution is designed to reduce the risk of fraud by confirming user identity when a user accesses online banking with their user ID, plus additional security layers/components.

Customer vigilance is critical to your online safety.  Knowing how fraudsters work and understanding the risks will help you have a safe online banking experience.  Following are links that provide critical “need to know” information.

7 tips for protecting yourself online

8 tips to protect your identity

5 ways to protect your small business from account fraud

10 ways to protect your mobile device

 

Fraud & Identity Theft

Consumer Alerts

Consumer Reporting Agencies

Small Business Information Security Resources