Online Banking

CD Rates

Minimum Opening Deposit	1,000.00
Minimum Balance to obtain APY	1,000.00
Term	12 months
Interest Rate	1.25%
Annual Percentage Yield	1.26%
Annual Percentage Yield is effective as of September 1, 2010.
Rates are subject to change. A penalty may be imposed for early withdrawal.

We've heard talk from business owners that it's easier to sell ice to an Eskimo than get a loan in today's economy. Our long-standing approach of partnering with businesses to make smart loans based on solid information like cash flow and debt ratio still stands. This philosophy keeps businesses growing - in the short and long term. Stop by today and talk with one of our loan officers to learn more..

Colquitt County News

The bank held a weeklong celebration as a kickoff to promote their 10 year anniversary.

»SGBC Moultrie Celebrates 10 Years in Business

In this story, we highlight the community activies of Chuck Bannister & Jackie Young.

»Moultrie Employees Active in Community

It's true what they say...giving is better than receiving. That's why this holiday season, SGBC's Moultrie branch wanted to give back to the community through a donation to a local charity organization as well as provide food to a local family in need.

»Moultrie's Holiday Activities

Jackie Young serves as a Consumer Loan Officer and was recently awarded the title of Banking Officer.

»Jackie Young Receives Promotion

Recently, South Georgia Banking Company promoted former Vice President, Chuck Bannister, to the position of Senior Vice President. Bannister handles Commercial Lending responsibilities at SGBC’s Moultrie office.

»Chuck Bannister Named Senior Vice President

South Georgia Banking Company

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South Georgia Banking Company is participating in the FDIC’s Transaction Account Guarantee Program. Under that program, through December 31, 2010, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC’s general deposit insurance rules.