CD Rates

Minimum Opening Deposit 1,000.00
Term 12 months
Interest Rate 0.50%
Annual Percentage Yield 0.50%
Annual Percentage Yield is effective as of September 30, 2015.
Rates are subject to change. A penalty may be imposed for early withdrawal.

SGBC Appreciates Our Customers - And It Shows!

South Georgia Banking Company loves our customers - and we aim to prove it!  Join us for our next Customer Appreciation Day so we can show our thanks to YOU for making SGBC great!  


Upcoming Customer Appreciation Days at all branch locations:



Welcome Fall: Friday, September 18th



Georgia Peanut Bank Week:  October 12-16th



Veteran’s Day Reception: Tuesday, November 10th



Christmas Celebration:  Friday, December 18th



As we plan more of these special days throughout the year, we will be sure to alert all of our appreciated customers.  See you soon at one of our locations to celebrate YOU!

Colquitt County News

South Georgia Banking Company (SGBC) recently named Chuck Bannister as City President for the bank’s Moultrie location. Bannister, a Moultrie native, graduated from Valdosta State University with a degree in management. He has been in the banking industry

»New City President at South Georgia Banking Company

Pait Willis (right) thanks Bob Montgomery for his 14 years of service with South Georgia Banking Company.

»Bob Montgomery Retires After 14 Years with South Georgia Banking Company

Juanita Gay retires after 27 years in banking.

»Retirement Marks New Beginning

Putting Our Best Foot Forward

»Shoe Drive Benefits Moultrie Charities and Local Schools

The bank held a weeklong celebration as a kickoff to promote their 10 year anniversary.

»SGBC Moultrie Celebrates 10 Years in Business

In this story, we highlight the community activies of Chuck Bannister & Jackie Young.

»Moultrie Employees Active in Community

It's true what they is better than receiving. That's why this holiday season, SGBC's Moultrie branch wanted to give back to the community through a donation to a local charity organization as well as provide food to a local family in need.

»Moultrie's Holiday Activities

Jackie Young serves as a Consumer Loan Officer and was recently awarded the title of Banking Officer.

»Jackie Young Receives Promotion

Recently, South Georgia Banking Company promoted former Vice President, Chuck Bannister, to the position of Senior Vice President. Bannister handles Commercial Lending responsibilities at SGBC’s Moultrie office.

»Chuck Bannister Named Senior Vice President