CD Rates

Minimum Opening Deposit 1,000.00
Term 12 months
Interest Rate 0.50%
Annual Percentage Yield 0.50%
Annual Percentage Yield is effective as of September 2, 2015.
Rates are subject to change. A penalty may be imposed for early withdrawal.

Vacation Planning Made Easier with SGBC

It’s summertime, school is out, and it’s time to get those vacations going.  Planning and financing your vacation can be daunting, though.  Those trips to Disney World and even a week on the beach can cost more than you might have set aside, but vacation planning is made much easier with a personal loan from SGBC.  Affording a great vacation for your family can be well within your reach.  

What are the advantages to a vacation loan?

·         You can avoid high interest credit card payments.  Unlike credit cards - where rates are high and can get higher at a moment’s notice - an SGBC vacation loan offers fixed rates and payments.  Your rate will stay the same until your loan is paid off.

·         It’s an easy process!  Come by any of our seven branches and speak to a loan specialist - we can have you set up and on your way in no time. 

·         Fast approval.  SGBC’s loan application process is simple - apply today, and you could be planning your dream vacation within days. Financing is available to qualified borrowers -- subject to loan underwriting criteria.

Vacation time is quality time for you and your family.  SGBC wants to help you make memories this summer!  Give us a call or stop by today.

Colquitt County News

South Georgia Banking Company (SGBC) recently named Chuck Bannister as City President for the bank’s Moultrie location. Bannister, a Moultrie native, graduated from Valdosta State University with a degree in management. He has been in the banking industry

»New City President at South Georgia Banking Company

Pait Willis (right) thanks Bob Montgomery for his 14 years of service with South Georgia Banking Company.

»Bob Montgomery Retires After 14 Years with South Georgia Banking Company

Juanita Gay retires after 27 years in banking.

»Retirement Marks New Beginning

Putting Our Best Foot Forward

»Shoe Drive Benefits Moultrie Charities and Local Schools

The bank held a weeklong celebration as a kickoff to promote their 10 year anniversary.

»SGBC Moultrie Celebrates 10 Years in Business

In this story, we highlight the community activies of Chuck Bannister & Jackie Young.

»Moultrie Employees Active in Community

It's true what they say...giving is better than receiving. That's why this holiday season, SGBC's Moultrie branch wanted to give back to the community through a donation to a local charity organization as well as provide food to a local family in need.

»Moultrie's Holiday Activities

Jackie Young serves as a Consumer Loan Officer and was recently awarded the title of Banking Officer.

»Jackie Young Receives Promotion

Recently, South Georgia Banking Company promoted former Vice President, Chuck Bannister, to the position of Senior Vice President. Bannister handles Commercial Lending responsibilities at SGBC’s Moultrie office.

»Chuck Bannister Named Senior Vice President