CD Rates

Minimum Opening Deposit 1,000.00
Term 12 months
Interest Rate 0.50%
Annual Percentage Yield 0.50%
Annual Percentage Yield is effective as of February 10, 2016.
Rates are subject to change. A penalty may be imposed for early withdrawal.

Blowing the Whistle on Tax Scams

Tax season is upon us, and that means tax scams are as well.  While fraudulent activity is its highest around the April 15th filing deadline, you can be vulnerable to scams throughout the year.  South Georgia Banking Company wants to give you the tools and information to avoid tax scams by telling you how to identify legitimate programs and how to avoid illegal ones.  The Internal Revenue Service (IRS) publishes a "Dirty Dozen" tax scams each year which covers topics that range from identity theft through tax fraud.  We will go over those very scams in this article.

By definition, a tax scam can be a simple hoax used to take money from an individual, or a very complicated scheme that aims to intentionally defraud the victim.  Since these illegal activities use federal income taxes as their "lead in" to attract the unsuspecting client, they are referred to as tax scams.  

The list of tax scams we have compiled is the IRS' "Dirty Dozen" Tax Schemes to avoid. If you feel you may have fallen victim to any of these, contact the IRS (https://www.irs.gov/Help-&-Resources) directly and call South Georgia Banking Company as well - we are here to help our customers in any way.

Beware of these scams to watch out for as April 15th approaches.  Click here to read more.  

Colquitt County News

South Georgia Banking Company, along with area banks, supported the United Way of South Central Georgia and local food pantries by participating in the Banking Together to Drive Out Hunger campaign, a food drive held during October and November.

»South Georgia Banking Company’s Food Drive a Great Success

South Georgia Banking Company (SGBC) recently named Chuck Bannister as City President for the bank’s Moultrie location. Bannister, a Moultrie native, graduated from Valdosta State University with a degree in management. He has been in the banking industry

»New City President at South Georgia Banking Company

Pait Willis (right) thanks Bob Montgomery for his 14 years of service with South Georgia Banking Company.

»Bob Montgomery Retires After 14 Years with South Georgia Banking Company

Juanita Gay retires after 27 years in banking.

»Retirement Marks New Beginning

Putting Our Best Foot Forward

»Shoe Drive Benefits Moultrie Charities and Local Schools

The bank held a weeklong celebration as a kickoff to promote their 10 year anniversary.

»SGBC Moultrie Celebrates 10 Years in Business

In this story, we highlight the community activies of Chuck Bannister & Jackie Young.

»Moultrie Employees Active in Community

It's true what they say...giving is better than receiving. That's why this holiday season, SGBC's Moultrie branch wanted to give back to the community through a donation to a local charity organization as well as provide food to a local family in need.

»Moultrie's Holiday Activities

Jackie Young serves as a Consumer Loan Officer and was recently awarded the title of Banking Officer.

»Jackie Young Receives Promotion

Recently, South Georgia Banking Company promoted former Vice President, Chuck Bannister, to the position of Senior Vice President. Bannister handles Commercial Lending responsibilities at SGBC’s Moultrie office.

»Chuck Bannister Named Senior Vice President