CD Rates

Minimum Opening Deposit 1,000.00
Term 12 months
Interest Rate 0.50%
Annual Percentage Yield 0.50%
Annual Percentage Yield is effective as of August 5, 2015.
Rates are subject to change. A penalty may be imposed for early withdrawal.

Vacation Planning Made Easier with SGBC

It’s summertime, school is out, and it’s time to get those vacations going.  Planning and financing your vacation can be daunting, though.  Those trips to Disney World and even a week on the beach can cost more than you might have set aside, but vacation planning is made much easier with a personal loan from SGBC.  Affording a great vacation for your family can be well within your reach.  

What are the advantages to a vacation loan?

·         You can avoid high interest credit card payments.  Unlike credit cards - where rates are high and can get higher at a moment’s notice - an SGBC vacation loan offers fixed rates and payments.  Your rate will stay the same until your loan is paid off.

·         It’s an easy process!  Come by any of our seven branches and speak to a loan specialist - we can have you set up and on your way in no time. 

·         Fast approval.  SGBC’s loan application process is simple - apply today, and you could be planning your dream vacation within days. Financing is available to qualified borrowers -- subject to loan underwriting criteria.

Vacation time is quality time for you and your family.  SGBC wants to help you make memories this summer!  Give us a call or stop by today.

Chuck Bannister Named Senior Vice President 

Recently, South Georgia Banking Company promoted former Vice President, Chuck Bannister, to the position of Senior Vice President.  Bannister handles Commercial Lending responsibilities at SGBC’s Moultrie office.

“This was a well deserved promotion for Chuck as he has been a great asset for the Moultrie office,” said Bob Montgomery, City President.  “Chuck is a skilled commercial loan officer and has a substantial loan portfolio and a loyal customer base.  He has played a major part in our growth in Colquitt County.”

Chuck is a Moultrie native and has been part of the banking industry for nearly twenty-five years. He’s worked for SGBC for nine years and feels his promotion exemplifies the support he’s received throughout his employment with the bank.

“I have received tremendous support from the management at South Georgia Bank,” said Bannister. “The relationships I’ve built with the staff as well as with my customers make South Georgia Banking Company a special place to work.”

Chuck is a member of the Kiwanis Club, past president of the YMCA board and is a member of First Presbyterian Church. In his free time, he enjoys running and spending time with his family, especially at his children’s soccer games.


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