CD Rates

Minimum Opening Deposit 1,000.00
Term 12 months
Interest Rate 0.50%
Annual Percentage Yield 0.50%
Annual Percentage Yield is effective as of May 15, 2013.
Rates are subject to change. A penalty may be imposed for early withdrawal.

SGBC Welcomes Lonnie McKinney

South Georgia Banking Company announces the addition of Lonnie McKinney as Business Development Banker in our Cordele location. “I understand small business and agri-business first hand,” said Lonnie. “ I am looking forward to utilizing both skills to helping farmers and agri-businesses in my role at South Georgia Banking Company.  I am pleased to be part of this exceptional team!” Read more...

Chuck Bannister Named Senior Vice President 

Recently, South Georgia Banking Company promoted former Vice President, Chuck Bannister, to the position of Senior Vice President.  Bannister handles Commercial Lending responsibilities at SGBC’s Moultrie office.

“This was a well deserved promotion for Chuck as he has been a great asset for the Moultrie office,” said Bob Montgomery, City President.  “Chuck is a skilled commercial loan officer and has a substantial loan portfolio and a loyal customer base.  He has played a major part in our growth in Colquitt County.”

Chuck is a Moultrie native and has been part of the banking industry for nearly twenty-five years. He’s worked for SGBC for nine years and feels his promotion exemplifies the support he’s received throughout his employment with the bank.

“I have received tremendous support from the management at South Georgia Bank,” said Bannister. “The relationships I’ve built with the staff as well as with my customers make South Georgia Banking Company a special place to work.”

Chuck is a member of the Kiwanis Club, past president of the YMCA board and is a member of First Presbyterian Church. In his free time, he enjoys running and spending time with his family, especially at his children’s soccer games.


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