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Minimum Opening Deposit 1,000.00
Term 12 months
Interest Rate 0.50%
Annual Percentage Yield 0.50%
Annual Percentage Yield is effective as of November 18, 2015.
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South Georgia Banking Company’s Neil Joiner to Retire after 35 Years of Service to Dooly County

December 31st will mark the end of Neil Joiner’s dedicated service to the banking industry of Dooly County. Joiner’s retirement comes after 35 years of banking; first as a loan officer and president for Bank of Dooly and eventually as City President for South Georgia Banking Company’s Vienna branch.



A native of Dooly County, Joiner graduated from Unadilla High School in 1970 and went on to pursue a degree in Business Management from Valdosta State University. He was a graduate of Georgia Banking School and received another degree from the Graduate School of Banking at Louisiana State University.



Though his career in banking kept Joiner busy, he has also been an active member of the community. He served as a board member for the Dooly County Chamber of Commerce for over 30 years, and has been a long time member and serves as current chairman for several local development authorities including: Crisp-Dooly Joint Development Authority, Dooly County Industrial Development Authority, Vienna Development Authority and Vienna Downtown Development Authority.



Joiner has served in various positions with the Georgia Bankers Association (GBA) and the Community Bankers Association of Georgia (CBA), including several terms as Director of CBA.



Neil and his wife, Jane, have been married since 1974 and had triplets in 1978: Erin, Seth and Carrie. They now have four grandchildren: Abby, Melanie, Megan and Walt. The Joiner family is active in Vienna First Baptist Church where Neil currently serves as deacon, church pianist and Sunday school teacher.



Neil’s hobbies include writing, music and fishing. He is publishing his first book this year, an illustrated patriotic poem entitled, “What America Is” - which was inspired by his triplets who were five years old when he wrote the poem.



Joiner will be missed as both a hardworking and vibrant member of the South Georgia Banking Company family and the Dooly banking industry as a whole. SGBC will be holding a retirement reception in Joiner’s honor on Friday, December 11th from 3pm to 5pm at their Vienna location, 210 South 3rd Street. All are welcomed. Come help us celebrate Neil Joiner who believes that “George Bailey continues to provide the best example of what a banker should be.”

Chuck Bannister Named Senior Vice President 

Recently, South Georgia Banking Company promoted former Vice President, Chuck Bannister, to the position of Senior Vice President.  Bannister handles Commercial Lending responsibilities at SGBC’s Moultrie office.

“This was a well deserved promotion for Chuck as he has been a great asset for the Moultrie office,” said Bob Montgomery, City President.  “Chuck is a skilled commercial loan officer and has a substantial loan portfolio and a loyal customer base.  He has played a major part in our growth in Colquitt County.”

Chuck is a Moultrie native and has been part of the banking industry for nearly twenty-five years. He’s worked for SGBC for nine years and feels his promotion exemplifies the support he’s received throughout his employment with the bank.

“I have received tremendous support from the management at South Georgia Bank,” said Bannister. “The relationships I’ve built with the staff as well as with my customers make South Georgia Banking Company a special place to work.”

Chuck is a member of the Kiwanis Club, past president of the YMCA board and is a member of First Presbyterian Church. In his free time, he enjoys running and spending time with his family, especially at his children’s soccer games.

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