CD Rates

Minimum Opening Deposit 1,000.00
Term 12 months
Interest Rate 0.50%
Annual Percentage Yield 0.50%
Annual Percentage Yield is effective as of August 5, 2015.
Rates are subject to change. A penalty may be imposed for early withdrawal.

Vacation Planning Made Easier with SGBC

It’s summertime, school is out, and it’s time to get those vacations going.  Planning and financing your vacation can be daunting, though.  Those trips to Disney World and even a week on the beach can cost more than you might have set aside, but vacation planning is made much easier with a personal loan from SGBC.  Affording a great vacation for your family can be well within your reach.  

What are the advantages to a vacation loan?

·         You can avoid high interest credit card payments.  Unlike credit cards - where rates are high and can get higher at a moment’s notice - an SGBC vacation loan offers fixed rates and payments.  Your rate will stay the same until your loan is paid off.

·         It’s an easy process!  Come by any of our seven branches and speak to a loan specialist - we can have you set up and on your way in no time. 

·         Fast approval.  SGBC’s loan application process is simple - apply today, and you could be planning your dream vacation within days. Financing is available to qualified borrowers -- subject to loan underwriting criteria.

Vacation time is quality time for you and your family.  SGBC wants to help you make memories this summer!  Give us a call or stop by today.

Jackie Young Receives Promotion 

South Georgia Banking Company recently awarded Jackie Young the title of Banking Officer.  Young serves as a Consumer Loan Officer in SGBC’s Moultrie office.

“Jackie is deserving of this promotion because of her hard work and positive attitude,” said Bob Montgomery, City President of SGBC’s Moultrie office.  “She has developed her banking skills by performing various job functions within the bank and has a growing base of consumer and mortgage loans. She also has a great relationship with her customers.”

Jackie continues to serve as a Consumer Loan Officer; however, she also now has Mortgaging Lending responsibilities; she has worked with SGBC for almost nine years.

 “This promotion is important to me because it means my work has been recognized and appreciated by my peers,” said Young. “To me, South Georgia Bank is like a big family. We are all on the same team striving for the same goals.”

Jackie is a native of Moultrie and is a board member of United Way, a Chamber Ambassador, treasurer of Friendship Alliance Church as well as on the Board of Realtors.

She enjoys gardening, fishing, traveling to the beach and spending time with her husband and two children. 

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