CD Rates

Minimum Opening Deposit 1,000.00
Term 12 months
Interest Rate 0.50%
Annual Percentage Yield 0.50%
Annual Percentage Yield is effective as of February 10, 2016.
Rates are subject to change. A penalty may be imposed for early withdrawal.

Blowing the Whistle on Tax Scams

Tax season is upon us, and that means tax scams are as well.  While fraudulent activity is its highest around the April 15th filing deadline, you can be vulnerable to scams throughout the year.  South Georgia Banking Company wants to give you the tools and information to avoid tax scams by telling you how to identify legitimate programs and how to avoid illegal ones.  The Internal Revenue Service (IRS) publishes a "Dirty Dozen" tax scams each year which covers topics that range from identity theft through tax fraud.  We will go over those very scams in this article.

By definition, a tax scam can be a simple hoax used to take money from an individual, or a very complicated scheme that aims to intentionally defraud the victim.  Since these illegal activities use federal income taxes as their "lead in" to attract the unsuspecting client, they are referred to as tax scams.  

The list of tax scams we have compiled is the IRS' "Dirty Dozen" Tax Schemes to avoid. If you feel you may have fallen victim to any of these, contact the IRS (https://www.irs.gov/Help-&-Resources) directly and call South Georgia Banking Company as well - we are here to help our customers in any way.

Beware of these scams to watch out for as April 15th approaches.  Click here to read more.  

Jackie Young Receives Promotion 

South Georgia Banking Company recently awarded Jackie Young the title of Banking Officer.  Young serves as a Consumer Loan Officer in SGBC’s Moultrie office.

“Jackie is deserving of this promotion because of her hard work and positive attitude,” said Bob Montgomery, City President of SGBC’s Moultrie office.  “She has developed her banking skills by performing various job functions within the bank and has a growing base of consumer and mortgage loans. She also has a great relationship with her customers.”

Jackie continues to serve as a Consumer Loan Officer; however, she also now has Mortgaging Lending responsibilities; she has worked with SGBC for almost nine years.

 “This promotion is important to me because it means my work has been recognized and appreciated by my peers,” said Young. “To me, South Georgia Bank is like a big family. We are all on the same team striving for the same goals.”

Jackie is a native of Moultrie and is a board member of United Way, a Chamber Ambassador, treasurer of Friendship Alliance Church as well as on the Board of Realtors.

She enjoys gardening, fishing, traveling to the beach and spending time with her husband and two children. 

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