CD Rates

Minimum Opening Deposit 1,000.00
Minimum Balance to obtain APY 1,000.00
Term 12 months
Interest Rate 1.50%
Annual Percentage Yield 1.51%
Annual Percentage Yield is effective as of April 28, 2010.
Rates are subject to change. A penalty may be imposed for early withdrawal.

SGBC Receives 5 Stars!

SGBC received a 5-star rating from BauerFinancial. This means we are considered in superior standing and listed on Bauer's Recommended Report. In addition to the capital ratio, other criteria are used to determine the BauerFinancial™ Star-Rating. Some of these include but are not limited to: profitability/loss trend, evaluating the level of delinquent loans, chargeoffs and repossessed assets, the market versus book value of the investment portfolio, regulatory supervisory agreements, the community reinvestment rating (CRA), historical data and liquidity. For more information, click here. 

Jackie Young Receives Promotion 

South Georgia Banking Company recently awarded Jackie Young the title of Banking Officer.  Young serves as a Consumer Loan Officer in SGBC’s Moultrie office.

“Jackie is deserving of this promotion because of her hard work and positive attitude,” said Bob Montgomery, City President of SGBC’s Moultrie office.  “She has developed her banking skills by performing various job functions within the bank and has a growing base of consumer and mortgage loans. She also has a great relationship with her customers.”

Jackie continues to serve as a Consumer Loan Officer; however, she also now has Mortgaging Lending responsibilities; she has worked with SGBC for almost nine years.

 “This promotion is important to me because it means my work has been recognized and appreciated by my peers,” said Young. “To me, South Georgia Bank is like a big family. We are all on the same team striving for the same goals.”

Jackie is a native of Moultrie and is a board member of United Way, a Chamber Ambassador, treasurer of Friendship Alliance Church as well as on the Board of Realtors.

She enjoys gardening, fishing, traveling to the beach and spending time with her husband and two children. 

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