CD Rates

Minimum Opening Deposit 1,000.00
Term 12 months
Interest Rate 0.50%
Annual Percentage Yield 0.50%
Annual Percentage Yield is effective as of September 9, 2015.
Rates are subject to change. A penalty may be imposed for early withdrawal.

SGBC Appreciates Our Customers - And It Shows!

South Georgia Banking Company loves our customers - and we aim to prove it!  Join us for our next Customer Appreciation Day so we can show our thanks to YOU for making SGBC great!  


Upcoming Customer Appreciation Days at all branch locations:



Welcome Fall: Friday, September 18th



Georgia Peanut Bank Week:  October 12-16th



Veteran’s Day Reception: Tuesday, November 10th



Christmas Celebration:  Friday, December 18th



As we plan more of these special days throughout the year, we will be sure to alert all of our appreciated customers.  See you soon at one of our locations to celebrate YOU!

Retirement Marks New Beginning

Juanita GayA new year often marks the beginning of a fresh start – for Juanita Gay, a teller at South Georgia Banking Company – this will be especially true in 2013.  After almost 27 years as a teller in Moultrie, 12.5 of those years most recently at SGBC, Juanita retired on Friday, December 28.

“I love my job,” said Juanita.  “I will truly miss my co-workers and the customers I work with every day.”

South Georgia Banking Company celebrated Juanita’s retirement with a party in her honor from 2 – 4 p.m. at the bank on December 28th.  Customers as well as current and former co-workers and friends were inivited to send Juanita off in style.   

“We will certainly miss having Juanita as part of our team, but wish her well in her new adventures,” said Bob Montgomery, City President, South Georgia Banking Company in Moultrie.

When asked about what she looks forward to doing during retirement, Juanita said she looks forward to her and her husband being able to travel to Warner Robins more often to visit their son.  “And,” she said, “ I love crafts, so I’m looking forward to being able to dabble in my projects more often!”

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