CD Rates

Minimum Opening Deposit 1,000.00
Term 12 months
Interest Rate 0.50%
Annual Percentage Yield 0.50%
Annual Percentage Yield is effective as of July 29, 2015.
Rates are subject to change. A penalty may be imposed for early withdrawal.

Vacation Planning Made Easier with SGBC

It’s summertime, school is out, and it’s time to get those vacations going.  Planning and financing your vacation can be daunting, though.  Those trips to Disney World and even a week on the beach can cost more than you might have set aside, but vacation planning is made much easier with a personal loan from SGBC.  Affording a great vacation for your family can be well within your reach.  

What are the advantages to a vacation loan?

·         You can avoid high interest credit card payments.  Unlike credit cards - where rates are high and can get higher at a moment’s notice - an SGBC vacation loan offers fixed rates and payments.  Your rate will stay the same until your loan is paid off.

·         It’s an easy process!  Come by any of our seven branches and speak to a loan specialist - we can have you set up and on your way in no time. 

·         Fast approval.  SGBC’s loan application process is simple - apply today, and you could be planning your dream vacation within days. Financing is available to qualified borrowers -- subject to loan underwriting criteria.

Vacation time is quality time for you and your family.  SGBC wants to help you make memories this summer!  Give us a call or stop by today.

Retirement Marks New Beginning

Juanita GayA new year often marks the beginning of a fresh start – for Juanita Gay, a teller at South Georgia Banking Company – this will be especially true in 2013.  After almost 27 years as a teller in Moultrie, 12.5 of those years most recently at SGBC, Juanita retired on Friday, December 28.

“I love my job,” said Juanita.  “I will truly miss my co-workers and the customers I work with every day.”

South Georgia Banking Company celebrated Juanita’s retirement with a party in her honor from 2 – 4 p.m. at the bank on December 28th.  Customers as well as current and former co-workers and friends were inivited to send Juanita off in style.   

“We will certainly miss having Juanita as part of our team, but wish her well in her new adventures,” said Bob Montgomery, City President, South Georgia Banking Company in Moultrie.

When asked about what she looks forward to doing during retirement, Juanita said she looks forward to her and her husband being able to travel to Warner Robins more often to visit their son.  “And,” she said, “ I love crafts, so I’m looking forward to being able to dabble in my projects more often!”

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