CD Rates

Minimum Opening Deposit 1,000.00
Term 12 months
Interest Rate 0.50%
Annual Percentage Yield 0.50%
Annual Percentage Yield is effective as of August 5, 2015.
Rates are subject to change. A penalty may be imposed for early withdrawal.

Vacation Planning Made Easier with SGBC

It’s summertime, school is out, and it’s time to get those vacations going.  Planning and financing your vacation can be daunting, though.  Those trips to Disney World and even a week on the beach can cost more than you might have set aside, but vacation planning is made much easier with a personal loan from SGBC.  Affording a great vacation for your family can be well within your reach.  

What are the advantages to a vacation loan?

·         You can avoid high interest credit card payments.  Unlike credit cards - where rates are high and can get higher at a moment’s notice - an SGBC vacation loan offers fixed rates and payments.  Your rate will stay the same until your loan is paid off.

·         It’s an easy process!  Come by any of our seven branches and speak to a loan specialist - we can have you set up and on your way in no time. 

·         Fast approval.  SGBC’s loan application process is simple - apply today, and you could be planning your dream vacation within days. Financing is available to qualified borrowers -- subject to loan underwriting criteria.

Vacation time is quality time for you and your family.  SGBC wants to help you make memories this summer!  Give us a call or stop by today.

New City President at South Georgia Banking Company

South Georgia Banking Company (SGBC) recently named Chuck Bannister as City President for the bank’s Moultrie location. Bannister, a Moultrie native, graduated from Valdosta State University with a degree in management. He has been in the banking industry for 30 years and with SGBC for 14 years as a Senior Vice President.

As City President, Bannister will represent all facets of the bank in the Colquitt County area and continue his role working with commercial and consumer lending.  “The best part of being involved with a community bank like South Georgia Banking Company is knowing all decisions are made locally.  We know our customers and the community.  We know that what we do matters when a customer walks in the door,” said Bannister.  “I’m excited to take over the helm and look forward to growing the bank, right along with Colquitt County.” 

A strong proponent of civic responsibility, Bannister has always been very involved in community activities.  Currently, he is chairman of the High School Council at Colquitt County High School, a Kiwanis Club member and member of First Presbyterian Church.  He is also a mentor to two children involved with the Mentor Program through the YMCA.  “I believe active community involvement is important.  It makes a real difference and there is always something for someone to be involved in,” said Bannister.

“Chuck has been a vital part of South Georgia Banking Company for quite some time now,” said Glenn Willis, SGBC President.  “We are fortunate to have someone of his ability and character on our team.  We’re really excited that he is willing to take the reigns and lead our Moultrie bank.”

Bannister and his wife Carol, a teacher in the Colquitt County School System, have two children, Laura Hill, a pharmacy student at the University of Georgia and Will, a Wharton Business School student at the University of Pennsylvania.

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