CD Rates

Minimum Opening Deposit 1,000.00
Term 12 months
Interest Rate 0.50%
Annual Percentage Yield 0.50%
Annual Percentage Yield is effective as of September 9, 2015.
Rates are subject to change. A penalty may be imposed for early withdrawal.

SGBC Appreciates Our Customers - And It Shows!

South Georgia Banking Company loves our customers - and we aim to prove it!  Join us for our next Customer Appreciation Day so we can show our thanks to YOU for making SGBC great!  


Upcoming Customer Appreciation Days at all branch locations:



Welcome Fall: Friday, September 18th



Georgia Peanut Bank Week:  October 12-16th



Veteran’s Day Reception: Tuesday, November 10th



Christmas Celebration:  Friday, December 18th



As we plan more of these special days throughout the year, we will be sure to alert all of our appreciated customers.  See you soon at one of our locations to celebrate YOU!

Employee Spotlight: Beverly Helms

Meet Beverly Helms!  Currently Assistant Vice President of the Cordele branch as well as Assistant Vice President of Tellers, she began as a loan officer at the bank 19 years ago. 

Brinson Brock, City President of the Ashburn branch said, “Beverly exemplifies the spirit our entire organization seeks to embody. She approaches her work with an enthusiasm that comes only with a true commitment to serving others.”

Serving others is what Beverly enjoys most about her job at the bank. Whether it’s through a new home loan, a small business loan, or other banking service, she likes being able to help people achieve their dreams.

Aside from excellent customer relationships, she also has a great relationship with her co-workers. “ We are a very close-knit group. We all chip in to help meet the needs of our customers,” said Beverly.

Outside of the bank, Beverly is an active member of her church. She serves as Awana commander and children’s choir director. Her hobbies include reading books by her favorite author Karen Kingsbury and spending time with her two children.

[back to list]