CD Rates

Minimum Opening Deposit 1,000.00
Term 12 months
Interest Rate 0.50%
Annual Percentage Yield 0.50%
Annual Percentage Yield is effective as of April 13, 2016.
Rates are subject to change. A penalty may be imposed for early withdrawal.

SGBC Encourages "Digital Spring Cleaning"

South Georgia Banking Company’s commitment to to our customers and their financial security is a top priority.  Along with The National Cyber Security Alliance (NCSA) and Better Business Bureau (BBB), we are encouraging consumers to be proactive and keep their cybersecurity top of mind by doing a thorough "digital spring cleaning."  SGBC also suggests making this an annual ritual.  By keeping all of your computers, laptops, tablets, etc. clean - purging old files and enhancing security features - you can ensure that your online reputation stays intact.

The NCSA and BBB offer great tips for a four-week plan.  Click here for a printable Digital Spring Cleaning checklist on our SGBC site.  Call South Georgia Banking Company with any questions - our aim is to keep your protected.

Employee Spotlight: Beverly Helms

Meet Beverly Helms!  Currently Assistant Vice President of the Cordele branch as well as Assistant Vice President of Tellers, she began as a loan officer at the bank 19 years ago. 

Brinson Brock, City President of the Ashburn branch said, “Beverly exemplifies the spirit our entire organization seeks to embody. She approaches her work with an enthusiasm that comes only with a true commitment to serving others.”

Serving others is what Beverly enjoys most about her job at the bank. Whether it’s through a new home loan, a small business loan, or other banking service, she likes being able to help people achieve their dreams.

Aside from excellent customer relationships, she also has a great relationship with her co-workers. “ We are a very close-knit group. We all chip in to help meet the needs of our customers,” said Beverly.

Outside of the bank, Beverly is an active member of her church. She serves as Awana commander and children’s choir director. Her hobbies include reading books by her favorite author Karen Kingsbury and spending time with her two children.

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