Crisp County News

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CD Rates

Minimum Opening Deposit	1,000.00
Minimum Balance to obtain APY	1,000.00
Term	12 months
Interest Rate	1.50%
Annual Percentage Yield	1.51%
Annual Percentage Yield is effective as of April 28, 2010.
Rates are subject to change. A penalty may be imposed for early withdrawal.

SGBC Receives 5 Stars!

SGBC received a 5-star rating from BauerFinancial. This means we are considered in superior standing and listed on Bauer's Recommended Report. In addition to the capital ratio, other criteria are used to determine the BauerFinancial™ Star-Rating. Some of these include but are not limited to: profitability/loss trend, evaluating the level of delinquent loans, chargeoffs and repossessed assets, the market versus book value of the investment portfolio, regulatory supervisory agreements, the community reinvestment rating (CRA), historical data and liquidity. For more information, click here.

Happy Holidays from Cordele

The holiday season is upon us, and what would this time of year be without helping others. At SGBC's Cordele branch, we decided to partner with a couple local organizations as a way to show our community support and help those in need. We teamed up with the Community League in Cordele and became a collection point for Thanksgiving food donations. We also sponsored an underprivileged child from the Angel Tree since we truly believe that every child deserves a good Christmas.

Happy Holidays from our bank family to yours!

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South Georgia Banking Company

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South Georgia Banking Company is participating in the FDIC’s Transaction Account Guarantee Program. Under that program, through December 31, 2010, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC’s general deposit insurance rules.