CD Rates

Minimum Opening Deposit 1,000.00
Term 12 months
Interest Rate 0.50%
Annual Percentage Yield 0.50%
Annual Percentage Yield is effective as of September 9, 2015.
Rates are subject to change. A penalty may be imposed for early withdrawal.

SGBC Appreciates Our Customers - And It Shows!

South Georgia Banking Company loves our customers - and we aim to prove it!  Join us for our next Customer Appreciation Day so we can show our thanks to YOU for making SGBC great!  


Upcoming Customer Appreciation Days at all branch locations:



Welcome Fall: Friday, September 18th



Georgia Peanut Bank Week:  October 12-16th



Veteranís Day Reception: Tuesday, November 10th



Christmas Celebration:  Friday, December 18th



As we plan more of these special days throughout the year, we will be sure to alert all of our appreciated customers.  See you soon at one of our locations to celebrate YOU!

Happy Holidays from Cordele

The holiday season is upon us, and what would this time of year be without helping others. At SGBC's Cordele branch, we decided to partner with a couple local organizations as a way to show our community support and help those in need. We teamed up with the Community League in Cordele and became a collection point for Thanksgiving food donations. We also sponsored an underprivileged child from the Angel Tree since we truly believe that every child deserves a good Christmas. 

Happy Holidays from our bank family to yours! 










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