Crisp County News

Online Banking

CD Rates

Minimum Opening Deposit	1,000.00
Minimum Balance to obtain APY	1,000.00
Term	12 months
Interest Rate	1.50%
Annual Percentage Yield	1.51%
Annual Percentage Yield is effective as of April 28, 2010.
Rates are subject to change. A penalty may be imposed for early withdrawal.

SGBC Receives 5 Stars!

SGBC received a 5-star rating from BauerFinancial. This means we are considered in superior standing and listed on Bauer's Recommended Report. In addition to the capital ratio, other criteria are used to determine the BauerFinancial™ Star-Rating. Some of these include but are not limited to: profitability/loss trend, evaluating the level of delinquent loans, chargeoffs and repossessed assets, the market versus book value of the investment portfolio, regulatory supervisory agreements, the community reinvestment rating (CRA), historical data and liquidity. For more information, click here.

SGBC Cordele Gets Involved

Playing an active role in the community is important to South Georgia Banking Company. From serving on local boards and volunteering to showing support for our local schools, the employees at SGBC Cordele enjoy giving back to our community. We would also like to thank the residents of Crisp County for voting us "Best Bank" in a reader's survey in the Cordele Dispatch. We truly appreciate the recognition for our efforts.

Out and About

Board Members

Ed Vaughn: Crisp County Chamber of Commerce, President-elect
Monica Watson: Habitat for Humanity, board memeber
Roxie Bagwell: Industrial Development Council, board member

Community Volunteers

Ed Vaughn: Kiwanis Club & Boy Scouts of America
Paula Greene: Kiwanis Club
Brad Christian: Big Brothers/Big Sisters, local area high school sportswriter & Crisp County Chamber of Commerce ambassador
Kathy Campbell: Big Brothers/Big Sisters & teacher of the Empowerment Zone First Time Home Buyer Workshop
Beverly Helms: Crisp Academy athletic booster & children's choir director
Monica Waston: Children's ministry worker

Sponsorships

Farmers Appreciation Banquet
Public Safety Appreciation Banquet
USDA Soil & Water Conservation Banquet
Athletic Booster, Crisp County High School
Crisp Academy Booster
Watermelon Festival
ABAC Foundation Scholarship (presented to a graduating Crisp Co. senior)

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South Georgia Banking Company

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South Georgia Banking Company is participating in the FDIC’s Transaction Account Guarantee Program. Under that program, through December 31, 2010, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC’s general deposit insurance rules.