CD Rates

Minimum Opening Deposit 1,000.00
Term 12 months
Interest Rate 0.50%
Annual Percentage Yield 0.50%
Annual Percentage Yield is effective as of September 9, 2015.
Rates are subject to change. A penalty may be imposed for early withdrawal.

SGBC Appreciates Our Customers - And It Shows!

South Georgia Banking Company loves our customers - and we aim to prove it!  Join us for our next Customer Appreciation Day so we can show our thanks to YOU for making SGBC great!  


Upcoming Customer Appreciation Days at all branch locations:



Welcome Fall: Friday, September 18th



Georgia Peanut Bank Week:  October 12-16th



Veteranís Day Reception: Tuesday, November 10th



Christmas Celebration:  Friday, December 18th



As we plan more of these special days throughout the year, we will be sure to alert all of our appreciated customers.  See you soon at one of our locations to celebrate YOU!

SGBC Cordele Gets Involved

Playing an active role in the community is important to South Georgia Banking Company. From serving on local boards and volunteering to showing support for our local schools, the employees at SGBC Cordele enjoy giving back to our community. We would also like to thank the residents of Crisp County for voting us "Best Bank" in a reader's survey in the Cordele Dispatch. We truly appreciate the recognition for our efforts.

Out and About

Board Members

  • Ed Vaughn: Crisp County Chamber of Commerce, President-elect
  • Monica Watson: Habitat for Humanity, board memeber
  • Roxie Bagwell: Industrial Development Council, board member

Community Volunteers

  • Ed Vaughn: Kiwanis Club & Boy Scouts of America
  • Paula Greene: Kiwanis Club
  • Brad Christian: Big Brothers/Big Sisters, local area high school sportswriter & Crisp County Chamber of Commerce ambassador
  • Kathy Campbell: Big Brothers/Big Sisters & teacher of the Empowerment Zone First Time Home Buyer Workshop
  • Beverly Helms: Crisp Academy athletic booster & children's choir director
  • Monica Waston: Children's ministry worker



  • Farmers Appreciation Banquet
  • Public Safety Appreciation Banquet
  • USDA Soil & Water Conservation Banquet
  • Athletic Booster, Crisp County High School
  • Crisp Academy Booster
  • Watermelon Festival
  • ABAC Foundation Scholarship (presented to a graduating Crisp Co. senior)
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