CD Rates

Minimum Opening Deposit 1,000.00
Term 12 months
Interest Rate 0.50%
Annual Percentage Yield 0.50%
Annual Percentage Yield is effective as of September 9, 2015.
Rates are subject to change. A penalty may be imposed for early withdrawal.

SGBC Appreciates Our Customers - And It Shows!

South Georgia Banking Company loves our customers - and we aim to prove it!  Join us for our next Customer Appreciation Day so we can show our thanks to YOU for making SGBC great!  


Upcoming Customer Appreciation Days at all branch locations:



Welcome Fall: Friday, September 18th



Georgia Peanut Bank Week:  October 12-16th



Veteranís Day Reception: Tuesday, November 10th



Christmas Celebration:  Friday, December 18th



As we plan more of these special days throughout the year, we will be sure to alert all of our appreciated customers.  See you soon at one of our locations to celebrate YOU!


Watermelon Capital Hosts Annual Festival


As the temperature rises in Cordele, so does our excitement about watermelons.  Cordele, Georgia is recognized as the "watermelon capital of the world". The city and county hosted events throughout the month of June, ending with a parade, festival, and dance on the last Saturday of the month.   In conjunction with the watermelon festival activities, the local state farmers market buzzed with people looking to purchase ripe, delicious melons from area farmers.  It is an exciting time for Cordele each year, and South Georgia Banking Company is proud to be a supporter of an event that draws visitors from all over the state.


In celebration of the Watermelon Festival, employees wore the official watermelon t-shirts on Fridays throughout the festival.  Pictured below are tellers Edwina Reed, Heather Barefoot, Jo Snyder, and Heather Pitts. 


Pictured below is Brad Christian and customer Jason Minshew at the Cordele State Farmers Market.






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