CD Rates

Minimum Opening Deposit 1,000.00
Term 12 months
Interest Rate 0.50%
Annual Percentage Yield 0.50%
Annual Percentage Yield is effective as of June 24, 2015.
Rates are subject to change. A penalty may be imposed for early withdrawal.

Vacation Planning Made Easier with SGBC

It’s summertime, school is out, and it’s time to get those vacations going.  Planning and financing your vacation can be daunting, though.  Those trips to Disney World and even a week on the beach can cost more than you might have set aside, but vacation planning is made much easier with a personal loan from SGBC.  Affording a great vacation for your family can be well within your reach.  

What are the advantages to a vacation loan?

·         You can avoid high interest credit card payments.  Unlike credit cards - where rates are high and can get higher at a moment’s notice - an SGBC vacation loan offers fixed rates and payments.  Your rate will stay the same until your loan is paid off.

·         It’s an easy process!  Come by any of our seven branches and speak to a loan specialist - we can have you set up and on your way in no time. 

·         Fast approval.  SGBC’s loan application process is simple - apply today, and you could be planning your dream vacation within days. Financing is available to qualified borrowers -- subject to loan underwriting criteria.

Vacation time is quality time for you and your family.  SGBC wants to help you make memories this summer!  Give us a call or stop by today.

South Georgia Banking Company Welcomes Lonnie McKinney

Lonnie McKinneySouth Georgia Banking Company announces the addition of Lonnie McKinney as Business Development Banker in the bank’s Cordele location.

“With extensive banking and farming experience, Lonnie is an outstanding addition to our banking team,” said Glenn Willis, president of South Georgia Banking Company.  “We know our customers will benefit from his expertise in both financial services and agriculture.”

In addition to previous banking experience where he specialized in SBA and FSA lending programs, Lonnie was awarded the Georgia U.S. Small Business “Financial   Services Advocate of the Year” award and the One Georgia Authority Entrepreneur Small Business Award.

“I understand small business and agri-business first hand,” said Lonnie. “ I am looking forward to utilizing both skills to helping farmers and agri-businesses in my role at South Georgia Banking Company.  I am pleased to be part of this exceptional team!”

Lonnie’s commitment to community involvement is extensive and includes past president of Cordele Kiwanis, a Leadership Crisp graduate, vice-chairman of deacons at Ebenezer Baptist Church and a Crisp County 4-H volunteer, among other activities. His wife Sandra is a retired University of Georgia County Extension Coordinator and 4-H/Family Consumer Science Agent.  Lonnie and Sandra have three adult sons, Lyle, Stuart and Zack.

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