CD Rates

Minimum Opening Deposit 1,000.00
Term 12 months
Interest Rate 0.65%
Annual Percentage Yield 0.65%
Annual Percentage Yield is effective as of February 1, 2012.
Rates are subject to change. A penalty may be imposed for early withdrawal.

All Federal Benefits To Be Paid Electronically

The U.S. Department of the Treasury soon will pay all social security, federal benefit and non-tax payments electronically, ensuring that federal benefit recipients will receive their money in a safer, more reliable way than paper checks. Sign up for direct deposit at the time you apply for benefits. Or, if you are already receiving federal benefit checks, you must switch to electronic payments by March 13, 2013. Read more...

Tift County News

Putting Our Best Foot Forward

»Shoe Drive Benefits Local Charities & Schools

Eight employees with graduating seniors celebrate

»SGBC Congratulates Our 2010 Seniors

SGBC Celebrates 40 Years in Tift County and 10 Years in Colquitt County

»It's a Big Year for South Georgia Banking Company

Ivonne Alexander retires after 35 years with SGBC

»Long Time SGBC Employee Retires

'Tis the season to give and SGBC has given back to the community through participation in various Christmas activities.

»Tift County Holiday Activities

Ashlea Pearman, daughter of 4th Street branch manager Steve Pearman, recently received the Georgia 4-H's "Fantastic 4-H'er" award.

»Ashlea Pearman Receives Fantastic 4-H'er Award

On Saturday, November 14th, the Tift County High School swim team competed with 10 other teams in the Tift Invitational.

»Congratulations TCHS Blue Devil Swim Team

»4th Street Branch Hosts Customer Appreciation Day

A history of conservative banking has prepared SGBC for the current economic conditions.

»A Conservative Approach is Paying Off

Pait Willis, Chairman of the South Georgia Banking Company recently announced the election of Teresa Lasseter to the bank’s Board of Directors.

»Teresa Lasseter Named to SGBC Board of Directors