CD Rates

Minimum Opening Deposit 1,000.00
Term 12 months
Interest Rate 0.50%
Annual Percentage Yield 0.50%
Annual Percentage Yield is effective as of July 20, 2016.
Rates are subject to change. A penalty may be imposed for early withdrawal.

SGBC Encourages "Digital Spring Cleaning"

South Georgia Banking Company’s commitment to to our customers and their financial security is a top priority.  Along with The National Cyber Security Alliance (NCSA) and Better Business Bureau (BBB), we are encouraging consumers to be proactive and keep their cybersecurity top of mind by doing a thorough "digital spring cleaning."  SGBC also suggests making this an annual ritual.  By keeping all of your computers, laptops, tablets, etc. clean - purging old files and enhancing security features - you can ensure that your online reputation stays intact.

The NCSA and BBB offer great tips for a four-week plan.  Click here for a printable Digital Spring Cleaning checklist on our SGBC site.  Call South Georgia Banking Company with any questions - our aim is to keep your protected.

Tift County News

Tax season is upon us, and that means tax scams are as well. While fraudulent activity is its highest around the April 15th filing deadline, you can be vulnerable to scams throughout the year.

»Blowing the Whistle on Tax Scams

South Georgia Banking Company, along with area banks, supported the United Way of South Central Georgia and local food pantries by participating in the Banking Together to Drive Out Hunger campaign, a food drive held during October and November.

»South Georgia Banking Company’s Food Drive a Great Success

South Georgia Banking Company, along with area banks, is supporting the United Way of South Central Georgia and local food pantries by participating in Banking Together to Drive Out Hunger campaign, a food drive scheduled for October 5th – November 13th.

»Banking Together to Drive Out Hunger

Veterans Day is held every year on November 11th; it’s the anniversary marking the end of World War I and a holiday dedicated to honor American Veterans.

»South Georgia Banking Company Celebrating Local Veterans

South Georgia Banking Company loves our customers - and we aim to prove it! Join us for our next Customer Appreciation Day so we can show our thanks to YOU for making SGBC great!

»SGBC Appreciates Our Customers - And It Shows!

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TIFTON- Cited as a “very deserving recipient,” the Georgia Museum of Agriculture and Historic Village at Abraham Baldwin Agricultural College captured three statewide awards at the recent annual meeting of the Georgia Association of Museums and Galleries.

»Georgia Museum of Agriculture Captures Three Statewide Awards

Tankersley is uniquely qualified to spearhead the new position after working with the University of Georgia Extension Service for over 30 years.

»SGBC Names Tankersley Agricultural Business Development Coordinator

South Georgia Banking Company announces the addition of Chris Cutts as a vice-president at the bank’s Tift Avenue location in Tifton. Cutts, a Tifton native, brings both business and banking experience to his new position.

»South Georgia Banking Company Adds Tifton Native Chris Cutts

TIFTON — In recognition of American Housing Month, South Georgia Banking Company (SGBC) is providing consumers with valuable housing information throughout the month of June. Tips for both renters and home owners will include choosing the right housing

»South Georgia Banking Company Celebrates American Housing Month

South Georgia Banking Company will host the Cotton Mill exhibit from May 5th -10th at its Tift Avenue location in Tifton. If you have not seen this moving piece of local history, you owe to yourself to stop by SGBC while the exhibit is on display and ch

»SGBC's Tift Ave Location Will Host Cotton Mill Exhibit May 5-10

»Mary Bennett Retires from SGBC After 32 Years

The Georgia State Patrol, Post 13, and many generous donors in the Tifton Judicial Circuit partner with Ruth’s Cottage and the Patticake House to help make a difference in a child’s life for Christmas.

»SGBC Joins in the Suitcase for Kids Project

South Georgia Banking Company is helping support Breast Cancer Awareness this month

»Breast Cancer Awareness Month

The employees of the Omega branch of SGBC celebrated along with the community, the Omega Pepper Festival Sept 13 and 14. The annual festival celebrates Omega’s agricultural heritage with a parade, arts and crafts, a fun run, music and delicious food.

»South Georgia Banking Company Celebrates Omega Pepper Festival

The OAM kick-off luncheon and presentation of the George A. Wright Memorial Award was held at 11:30 a.m. Wednesday, May 2 at First Baptist Church Family Life Center.

»Older Americans Month Kicks Off with May 2nd Luncheon

South Georgia Banking Company recently elected Bill Reinhardt to its Board of Directors. Bill, a Tift County native, received a Bachelor of Science in Agriculture in 1987 from the University of Georgia, followed by a Juris Doctor in 1990, also from UGA. A

» Reinhardt Named to South Georgia Banking Company Board of Directors

South Georgia Banking Company Congratulates Omega Elementary Teachers on Excellence Awards

»South Georgia Banking Company Congratulates Omega Elementary Teachers on Excellence Awards

Putting Our Best Foot Forward

»Shoe Drive Benefits Local Charities & Schools

Eight employees with graduating seniors celebrate

»SGBC Congratulates Our 2010 Seniors

SGBC Celebrates 40 Years in Tift County and 10 Years in Colquitt County

»It's a Big Year for South Georgia Banking Company

Ivonne Alexander retires after 35 years with SGBC

»Long Time SGBC Employee Retires

'Tis the season to give and SGBC has given back to the community through participation in various Christmas activities.

»Tift County Holiday Activities

Ashlea Pearman, daughter of 4th Street branch manager Steve Pearman, recently received the Georgia 4-H's "Fantastic 4-H'er" award.

»Ashlea Pearman Receives Fantastic 4-H'er Award

On Saturday, November 14th, the Tift County High School swim team competed with 10 other teams in the Tift Invitational.

»Congratulations TCHS Blue Devil Swim Team

»4th Street Branch Hosts Customer Appreciation Day

A history of conservative banking has prepared SGBC for the current economic conditions.

»A Conservative Approach is Paying Off

Pait Willis, Chairman of the South Georgia Banking Company recently announced the election of Teresa Lasseter to the bank’s Board of Directors.

»Teresa Lasseter Named to SGBC Board of Directors