Online Banking

CD Rates

Minimum Opening Deposit	1,000.00
Minimum Balance to obtain APY	1,000.00
Term	12 months
Interest Rate	1.50%
Annual Percentage Yield	1.51%
Annual Percentage Yield is effective as of March 3, 2010.
Rates are subject to change. A penalty may be imposed for early withdrawal.

Amount of Bail Out Money We Accepted

That's right, zero. Not a dime. South Georgia Banking Company is financially strong - our bank did not apply for or receive bail out funds. Our conservative approach to business has resulted in a solid institution.

Pictured: Glenn Willis, President

Tift County News

'Tis the season to give and SGBC has given back to the community through participation in various Christmas activities.

»Tift County Holiday Activities

Ashlea Pearman, daughter of 4th Street branch manager Steve Pearman, recently received the Georgia 4-H's "Fantastic 4-H'er" award.

»Ashlea Pearman Receives Fantastic 4-H'er Award

On Saturday, November 14th, the Tift County High School swim team competed with 10 other teams in the Tift Invitational.

»Congratulations TCHS Blue Devil Swim Team

»4th Street Branch Hosts Customer Appreciation Day

A history of conservative banking has prepared SGBC for the current economic conditions.

»A Conservative Approach is Paying Off

Pait Willis, Chairman of the South Georgia Banking Company recently announced the election of Teresa Lasseter to the bank’s Board of Directors.

»Teresa Lasseter Named to SGBC Board of Directors

South Georgia Banking Company

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South Georgia Banking Company is participating in the FDIC’s Transaction Account Guarantee Program. Under that program, through June 30, 2010, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC’s general deposit insurance rules.