CD Rates

Minimum Opening Deposit 1,000.00
Term 12 months
Interest Rate 0.50%
Annual Percentage Yield 0.50%
Annual Percentage Yield is effective as of April 16, 2014.
Rates are subject to change. A penalty may be imposed for early withdrawal.

New City President at SGBC

South Georgia Banking Company (SGBC) recently named Chuck Bannister as City President for the bank’s Moultrie location. Bannister, a Moultrie native, graduated from Valdosta State University with a degree in management. He has been in the banking industry for 30 years and with SGBC for 14 years as a Senior Vice President.  Read more. 


Tift County News

»Mary Bennett Retires from SGBC After 32 Years

The Georgia State Patrol, Post 13, and many generous donors in the Tifton Judicial Circuit partner with Ruth’s Cottage and the Patticake House to help make a difference in a child’s life for Christmas.

»SGBC Joins in the Suitcase for Kids Project

South Georgia Banking Company is helping support Breast Cancer Awareness this month

»Breast Cancer Awareness Month

The employees of the Omega branch of SGBC celebrated along with the community, the Omega Pepper Festival Sept 13 and 14. The annual festival celebrates Omega’s agricultural heritage with a parade, arts and crafts, a fun run, music and delicious food.

»South Georgia Banking Company Celebrates Omega Pepper Festival

The OAM kick-off luncheon and presentation of the George A. Wright Memorial Award was held at 11:30 a.m. Wednesday, May 2 at First Baptist Church Family Life Center.

»Older Americans Month Kicks Off with May 2nd Luncheon

South Georgia Banking Company recently elected Bill Reinhardt to its Board of Directors. Bill, a Tift County native, received a Bachelor of Science in Agriculture in 1987 from the University of Georgia, followed by a Juris Doctor in 1990, also from UGA. A

» Reinhardt Named to South Georgia Banking Company Board of Directors

South Georgia Banking Company Congratulates Omega Elementary Teachers on Excellence Awards

»South Georgia Banking Company Congratulates Omega Elementary Teachers on Excellence Awards

Putting Our Best Foot Forward

»Shoe Drive Benefits Local Charities & Schools

Eight employees with graduating seniors celebrate

»SGBC Congratulates Our 2010 Seniors

SGBC Celebrates 40 Years in Tift County and 10 Years in Colquitt County

»It's a Big Year for South Georgia Banking Company

Ivonne Alexander retires after 35 years with SGBC

»Long Time SGBC Employee Retires

'Tis the season to give and SGBC has given back to the community through participation in various Christmas activities.

»Tift County Holiday Activities

Ashlea Pearman, daughter of 4th Street branch manager Steve Pearman, recently received the Georgia 4-H's "Fantastic 4-H'er" award.

»Ashlea Pearman Receives Fantastic 4-H'er Award

On Saturday, November 14th, the Tift County High School swim team competed with 10 other teams in the Tift Invitational.

»Congratulations TCHS Blue Devil Swim Team

»4th Street Branch Hosts Customer Appreciation Day

A history of conservative banking has prepared SGBC for the current economic conditions.

»A Conservative Approach is Paying Off

Pait Willis, Chairman of the South Georgia Banking Company recently announced the election of Teresa Lasseter to the bank’s Board of Directors.

»Teresa Lasseter Named to SGBC Board of Directors