CD Rates

Minimum Opening Deposit 1,000.00
Term 12 months
Interest Rate 0.50%
Annual Percentage Yield 0.50%
Annual Percentage Yield is effective as of August 5, 2015.
Rates are subject to change. A penalty may be imposed for early withdrawal.

Vacation Planning Made Easier with SGBC

It’s summertime, school is out, and it’s time to get those vacations going.  Planning and financing your vacation can be daunting, though.  Those trips to Disney World and even a week on the beach can cost more than you might have set aside, but vacation planning is made much easier with a personal loan from SGBC.  Affording a great vacation for your family can be well within your reach.  

What are the advantages to a vacation loan?

·         You can avoid high interest credit card payments.  Unlike credit cards - where rates are high and can get higher at a moment’s notice - an SGBC vacation loan offers fixed rates and payments.  Your rate will stay the same until your loan is paid off.

·         It’s an easy process!  Come by any of our seven branches and speak to a loan specialist - we can have you set up and on your way in no time. 

·         Fast approval.  SGBC’s loan application process is simple - apply today, and you could be planning your dream vacation within days. Financing is available to qualified borrowers -- subject to loan underwriting criteria.

Vacation time is quality time for you and your family.  SGBC wants to help you make memories this summer!  Give us a call or stop by today.

Teresa Coarsey Lasseter Named to South Georgia Banking Company Board of Directors

 

Pait Willis, Chairman of the South Georgia Banking Company recently announced the election of Teresa Lasseter to the bank’s Board of Directors. She is a Moultrie resident, a Tift County native, and recently completed service as the Administrator of the USDA’s Farm Service Agency.

“Selecting Teresa to the bank’s board was an outstanding and timely decision,” said Bob Montgomery, City President of South Georgia Banking Company’s Moultrie Office. She understands the ag economy of our market area extremely well because most of her career has been in that industry. She began with county FSA offices, then moved up to serve as the state’s FSA executive director, and was most recently the administrator of the agency in Washington D.C.” Montgomery continued, “She has actively served in her community through many leadership positions, is well respected, and will bring new energy and enthusiasm to the bank’s mission.”

Lasseter is a graduate of Abraham Baldwin Agricultural College (ABAC) and in 2006 was recognized as an ABAC Outstanding Distinguished Alumnus. She has served on the Georgia Ports Authority and South Georgia Business for Economic Development boards, chaired the Tifton-Tift County Chamber of Commerce in 1999, and is past executive director of Georgia Agrirama Development Authority. Community involvement includes membership in the First Presbyterian Church, Sunset County Club, ABAC’s President Club and the National Society of the Colonial Dames.
“I’m honored to serve with people I’ve known and respected all my life; the board members are businessmen who care about the community and want to see continued growth in South Georgia. I am very happy to be part of such a group” said Lasseter. “I’ve been very fortunate that my career has allowed me to meet and work with so many who have my love and appreciation of the agrarian life.”

Teresa is married to Willard Lasseter and in her free time enjoys reading, gardening, traveling, and spending time with her granddaughter, Tess.

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