CD Rates

Minimum Opening Deposit 1,000.00
Term 12 months
Interest Rate 0.50%
Annual Percentage Yield 0.50%
Annual Percentage Yield is effective as of August 5, 2015.
Rates are subject to change. A penalty may be imposed for early withdrawal.

Vacation Planning Made Easier with SGBC

Itís summertime, school is out, and itís time to get those vacations going.  Planning and financing your vacation can be daunting, though.  Those trips to Disney World and even a week on the beach can cost more than you might have set aside, but vacation planning is made much easier with a personal loan from SGBC.  Affording a great vacation for your family can be well within your reach.  

What are the advantages to a vacation loan?

·         You can avoid high interest credit card payments.  Unlike credit cards - where rates are high and can get higher at a momentís notice - an SGBC vacation loan offers fixed rates and payments.  Your rate will stay the same until your loan is paid off.

·         Itís an easy process!  Come by any of our seven branches and speak to a loan specialist - we can have you set up and on your way in no time. 

·         Fast approval.  SGBCís loan application process is simple - apply today, and you could be planning your dream vacation within days. Financing is available to qualified borrowers -- subject to loan underwriting criteria.

Vacation time is quality time for you and your family.  SGBC wants to help you make memories this summer!  Give us a call or stop by today.

Ashlea Pearman Selected as Fantastic 4-H'er


Ashlea Pearman, daughter of 4th Street branch manager Steve Pearman, recently received the Georgia 4-H's "Fantastic 4-H'er" award. Ashlea is an 11th grade Senior 4-Her at Tift County High School and has been an active member of her local 4-H club since the 5th grade. Her main 4-H projects include rabbits, scrap booking and resource management. Her 4-H highlights include Project Achievement, State Congress, the Lock-in Banquet, Pancake Supper, Project Fun Day, Cloverleaf Camp, and being a Certified Team Leader for Cloverleaf CPA. 

"4-H has taught me things that will help me to make better decisions in the future as well as in my day-to-day life," said Ashlea. 

She recalls her favorite 4-H memory as serving as teen leader at Cloverleaf Camp because the experience allowed her to develop relationships with the younger members and helped her make the decision to become a teacher.  

"It is important for people to realize that 4-H is not just related to agriculture," said Ashlea. "There are a wide variety of activities and most importantly, the friends you meet through this organization are people you will carry in your heart all throughout life. It's like one big happy family!"

After high school graduation, Ashlea plans to attend college and obtain a degree in Early Childhood Education. 

The Fantastic 4-H'er program is presented by the Georgia 4-H to Junior and Senior 4-H'ers. Each week, one person is chosen from the applications submitted and featured on the homepage of www.georgia4h.org. 
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