CD Rates

Minimum Opening Deposit 1,000.00
Minimum Balance to obtain APY 1,000.00
Term 12 months
Interest Rate 1.50%
Annual Percentage Yield 1.51%
Annual Percentage Yield is effective as of April 28, 2010.
Rates are subject to change. A penalty may be imposed for early withdrawal.

SGBC Receives 5 Stars!

SGBC received a 5-star rating from BauerFinancial. This means we are considered in superior standing and listed on Bauer's Recommended Report. In addition to the capital ratio, other criteria are used to determine the BauerFinancial™ Star-Rating. Some of these include but are not limited to: profitability/loss trend, evaluating the level of delinquent loans, chargeoffs and repossessed assets, the market versus book value of the investment portfolio, regulatory supervisory agreements, the community reinvestment rating (CRA), historical data and liquidity. For more information, click here. 

'Tis the Season to Give


As we reflect on this time of giving, we like to think of ways we can give back to our community. Here's a snapshot of what SGBC's Tift County branches are doing this holiday season: 

  • We partnered with Omega School (our adopted school) to provide food boxes for 6 families in need this Christmas. 
  • We filled suitcases with toys, clothes, etc and donated them to the Ruth's Cottage/Patticake House "Suitcases for Kids" drive. 
  • Our Tift Avenue branch worked with CASA to sponsor children for Christmas. 
  • Omega supported the local churches by collecting items for needy families in the community. 
  • We participated in the annual Tifton Christmas parade. 
SGBC wishes you and your family the happiest of Holidays! 
 
 
Pictured are some of our bookkeepers
getting ready to fill the suitecases for kids.
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