CD Rates

Minimum Opening Deposit 1,000.00
Term 12 months
Interest Rate 0.50%
Annual Percentage Yield 0.50%
Annual Percentage Yield is effective as of September 9, 2015.
Rates are subject to change. A penalty may be imposed for early withdrawal.

SGBC Appreciates Our Customers - And It Shows!

South Georgia Banking Company loves our customers - and we aim to prove it!  Join us for our next Customer Appreciation Day so we can show our thanks to YOU for making SGBC great!  


Upcoming Customer Appreciation Days at all branch locations:



Welcome Fall: Friday, September 18th



Georgia Peanut Bank Week:  October 12-16th



Veteranís Day Reception: Tuesday, November 10th



Christmas Celebration:  Friday, December 18th



As we plan more of these special days throughout the year, we will be sure to alert all of our appreciated customers.  See you soon at one of our locations to celebrate YOU!

SGBC Congratulates the 2010 Senior Class


This year, SGBC is excited to have eight employees with graduating seniors at Tift County High School and TiftArea Academy. This is a special time of celebration as these employees have been with the bank since their children were in kindergarten...five  employees have been with us since their child's birth. We always receive compliments that our bank atmosphere is like family. Well, it's true! We enjoy celebrating the successes of our employees and customers. So, to our employees and their graduting seniors...CONGRATULATIONS!

Natalie Branch, daughter of Ed Branch-TCHS                      

Ashlea Pearman, daughter of Steve Pearman-TCHS

Candice Young, daughter of Pam Young-TCHS

Mallory Moore, daughter of Melinda Moore-TCHS

Brooke Justice, daughter of Jane Justice-TCHS

Cy Ponder, son of Missy Ponder-TCHS

Justin Partain (not pictured), son of Tammy Partain-TCHS

Amanda Willis, daughter of Glenn Willis-TiftArea




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