CD Rates

Minimum Opening Deposit 1,000.00
Term 12 months
Interest Rate 0.50%
Annual Percentage Yield 0.50%
Annual Percentage Yield is effective as of September 9, 2015.
Rates are subject to change. A penalty may be imposed for early withdrawal.

SGBC Appreciates Our Customers - And It Shows!

South Georgia Banking Company loves our customers - and we aim to prove it!  Join us for our next Customer Appreciation Day so we can show our thanks to YOU for making SGBC great!  


Upcoming Customer Appreciation Days at all branch locations:



Welcome Fall: Friday, September 18th



Georgia Peanut Bank Week:  October 12-16th



Veteran’s Day Reception: Tuesday, November 10th



Christmas Celebration:  Friday, December 18th



As we plan more of these special days throughout the year, we will be sure to alert all of our appreciated customers.  See you soon at one of our locations to celebrate YOU!

SGBC Puts Its Best Foot Forward

Several local charities and schools in our area are in need of shoe donations –and that’s where South Georgia Banking Company (SGBC) is stepping in.
Throughout the month of October, SGBC will accept shoe donations at our branches located in Tift, Colquitt, Turner and Crisp counties. New or gently used shoes are preferred and can be dropped off at collection stations located in each branch’s lobby. All donations benefit charities and schools within each county. Recipients in Tift County include Brother Charlie’s, Ruth’s Cottage and children in grades K-6 at Charles Spencer, Matt Wilson and Omega Elementary.

Brother Charlie’s provides a shelter and transitional housing for homeless men in addition to a long-term residential substance abuse rehabilitation program. Help these men get back on their feet with donations of shower shoes, slippers/house shoes and work boots.

At Ruth’s Cottage, a Domestic Violence Prevention and Intervention Program, they help victims and their children take a step in the right direction through a variety of services including safe shelter, support groups, relocation assistance and more. They are in need of women’s work and casual shoes (no heels please) as well as children’s school shoes.

“The idea to host this shoe drive stemmed from our 2010-2011 marketing campaign ‘Partners in the Walk of Life,’” said Melinda Moore, Senior VP of Operations. “We realize that there are many people out there who are in a difficult place in life; therefore, we wanted to extend our services beyond banking and do our part to make a difference.”
SGBC’s “Partners in the Walk of Life” campaign features various shoe styles that represent different walks of life. From taking care of business and planning for life’s surprises to anything in between, Moore says that SGBC is here to give sound advice and provide tools customers need from a banking partner.

Shoe Deliveries made by Morris Tankersley, Cory Lord, Amanda Willis, Mallory Moore, Ann Spears, Jane Justice and Dawn Marchant.

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