CD Rates

Minimum Opening Deposit 1,000.00
Term 12 months
Interest Rate 0.50%
Annual Percentage Yield 0.50%
Annual Percentage Yield is effective as of June 24, 2015.
Rates are subject to change. A penalty may be imposed for early withdrawal.

Vacation Planning Made Easier with SGBC

It’s summertime, school is out, and it’s time to get those vacations going.  Planning and financing your vacation can be daunting, though.  Those trips to Disney World and even a week on the beach can cost more than you might have set aside, but vacation planning is made much easier with a personal loan from SGBC.  Affording a great vacation for your family can be well within your reach.  

What are the advantages to a vacation loan?

·         You can avoid high interest credit card payments.  Unlike credit cards - where rates are high and can get higher at a moment’s notice - an SGBC vacation loan offers fixed rates and payments.  Your rate will stay the same until your loan is paid off.

·         It’s an easy process!  Come by any of our seven branches and speak to a loan specialist - we can have you set up and on your way in no time. 

·         Fast approval.  SGBC’s loan application process is simple - apply today, and you could be planning your dream vacation within days. Financing is available to qualified borrowers -- subject to loan underwriting criteria.

Vacation time is quality time for you and your family.  SGBC wants to help you make memories this summer!  Give us a call or stop by today.

South Georgia Banking Company recently elected Bill Reinhardt to its Board of Directors. Bill, a Tift County native, received a Bachelor of Science in Agriculture in 1987 from the University of Georgia, followed by a Juris Doctor in 1990, also from UGA. After law school, he worked in private law practice at Reinhardt, Whitley, Summerlin & Pittman until 2006 when he was elected as one of two Superior Court judges for the Tifton Judicial Circuit, which includes Irwin, Tift, Turner and Worth counties. Currently, he serves as Chief Judge of the Superior Courts for the Tifton Judicial Circuit.

“We are very pleased that Bill is joining our board of directors,” said Pait Willis, chairman of the board. “The Reinhardt family has been a part of our bank for many years; Bob Reinhardt, Bill’s father, was one of the banks founding investors.”

Reinhardt, an active community member, has served on the boards of the Tifton-Tift County Chamber and the YMCA, along with serving as the president of the local American Heart Association and the Board of Trustees for First United Methodist Church and Leadership Georgia. He is also committed to professional organizations, having served as the president of Tifton Bar Association, a member of the Board of Directors of UGA Alumni Association and many committees with the State Bar of Georgia and Council of Superior Court Judges.

“The availability of credit is essential for thriving communities; job creation doesn't happen without it,” said Reinhardt. “A strong local banking community is
essential for Tifton to continue providing quality professional, educational and job growth opportunities for its citizens. I love living in Tifton and I am proud of my association with South Georgia Banking Company.”

A member of First United Methodist Church, he and his wife Lisa have three children, Will, Charlie and Georgia.

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