CD Rates

Minimum Opening Deposit 1,000.00
Term 12 months
Interest Rate 0.50%
Annual Percentage Yield 0.50%
Annual Percentage Yield is effective as of August 5, 2015.
Rates are subject to change. A penalty may be imposed for early withdrawal.

Vacation Planning Made Easier with SGBC

It’s summertime, school is out, and it’s time to get those vacations going.  Planning and financing your vacation can be daunting, though.  Those trips to Disney World and even a week on the beach can cost more than you might have set aside, but vacation planning is made much easier with a personal loan from SGBC.  Affording a great vacation for your family can be well within your reach.  

What are the advantages to a vacation loan?

·         You can avoid high interest credit card payments.  Unlike credit cards - where rates are high and can get higher at a moment’s notice - an SGBC vacation loan offers fixed rates and payments.  Your rate will stay the same until your loan is paid off.

·         It’s an easy process!  Come by any of our seven branches and speak to a loan specialist - we can have you set up and on your way in no time. 

·         Fast approval.  SGBC’s loan application process is simple - apply today, and you could be planning your dream vacation within days. Financing is available to qualified borrowers -- subject to loan underwriting criteria.

Vacation time is quality time for you and your family.  SGBC wants to help you make memories this summer!  Give us a call or stop by today.

South Georgia Banking Company Celebrates American Housing Month

 

TIFTON — In recognition of American Housing Month, South Georgia Banking Company (SGBC) is providing consumers with valuable housing information throughout the month of June. Tips for both renters and home owners will include choosing the right housing option, getting a loan, improving your credit score, going green and saving for a down payment. 

“As the housing market gets into full swing, we remind customers that choosing the housing option that is best suited for your current lifestyle and financial situation is critical,” said Dale McGriff, SGBC Executive Vice President. “South Georgia Banking Company recognizes the importance of quality housing and we will be there to support our customers, whether they choose to rent or buy.”

Find out more:

South Georgia Banking Company is a full-service, independent, locally owned bank. Our locations in Tift, Colquitt, Turner, Crisp and Dooly counties provide a solid base for our wide variety of banking services, primarily focused on the consumer, small business and agricultural sectors.

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