CD Rates

Minimum Opening Deposit 1,000.00
Term 12 months
Interest Rate 0.50%
Annual Percentage Yield 0.50%
Annual Percentage Yield is effective as of September 9, 2015.
Rates are subject to change. A penalty may be imposed for early withdrawal.

SGBC Appreciates Our Customers - And It Shows!

South Georgia Banking Company loves our customers - and we aim to prove it!  Join us for our next Customer Appreciation Day so we can show our thanks to YOU for making SGBC great!  


Upcoming Customer Appreciation Days at all branch locations:



Welcome Fall: Friday, September 18th



Georgia Peanut Bank Week:  October 12-16th



Veteran’s Day Reception: Tuesday, November 10th



Christmas Celebration:  Friday, December 18th



As we plan more of these special days throughout the year, we will be sure to alert all of our appreciated customers.  See you soon at one of our locations to celebrate YOU!

South Georgia Banking Company Celebrates American Housing Month


TIFTON — In recognition of American Housing Month, South Georgia Banking Company (SGBC) is providing consumers with valuable housing information throughout the month of June. Tips for both renters and home owners will include choosing the right housing option, getting a loan, improving your credit score, going green and saving for a down payment. 

“As the housing market gets into full swing, we remind customers that choosing the housing option that is best suited for your current lifestyle and financial situation is critical,” said Dale McGriff, SGBC Executive Vice President. “South Georgia Banking Company recognizes the importance of quality housing and we will be there to support our customers, whether they choose to rent or buy.”

Find out more:

South Georgia Banking Company is a full-service, independent, locally owned bank. Our locations in Tift, Colquitt, Turner, Crisp and Dooly counties provide a solid base for our wide variety of banking services, primarily focused on the consumer, small business and agricultural sectors.

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