CD Rates

Minimum Opening Deposit 1,000.00
Term 12 months
Interest Rate 0.50%
Annual Percentage Yield 0.50%
Annual Percentage Yield is effective as of June 17, 2015.
Rates are subject to change. A penalty may be imposed for early withdrawal.

Vacation Planning Made Easier with SGBC

It’s summertime, school is out, and it’s time to get those vacations going.  Planning and financing your vacation can be daunting, though.  Those trips to Disney World and even a week on the beach can cost more than you might have set aside, but vacation planning is made much easier with a personal loan from SGBC.  Affording a great vacation for your family can be well within your reach.  

What are the advantages to a vacation loan?

·         You can avoid high interest credit card payments.  Unlike credit cards - where rates are high and can get higher at a moment’s notice - an SGBC vacation loan offers fixed rates and payments.  Your rate will stay the same until your loan is paid off.

·         It’s an easy process!  Come by any of our seven branches and speak to a loan specialist - we can have you set up and on your way in no time. 

·         Fast approval.  SGBC’s loan application process is simple - apply today, and you could be planning your dream vacation within days. Financing is available to qualified borrowers -- subject to loan underwriting criteria.

Vacation time is quality time for you and your family.  SGBC wants to help you make memories this summer!  Give us a call or stop by today.

South Georgia Banking Company Adds Tifton Native Chris Cutts

South Georgia Banking Company announces the addition of Chris Cutts as a vice-president at the bank’s Tift Avenue location in Tifton. Cutts, a Tifton native, brings both business and banking experience to his new position.

"I was attracted to South Georgia Banking Company's dedication to the community and their employees. Being part of a locally-owned small business is important to me, especially one with a reputation like South Georgia Banking Company. For over 40 years, they have been known leaders in the market." Cutts said. "I look forward to continuing my involvement with the community and the chamber, while driving new business across our current markets."

Glenn Willis, president of South Georgia Banking Company, said combination of business experience and banking experience delivers a lot of value to customers.

“Chris’ solid business experience, along with his banking background, fit perfectly with our focus of working with small businesses.  His experience, combined with his local knowledge, means he will be able to hit the ground running,” said Willis. “We are fortunate to bring someone of his caliber to our team.”

Chris, an Auburn University graduate with a BS in Finance, has five years of commercial lending and banking experience along with 12 years business experience. He is an active member of the Tifton-Tift County Chamber of Commerce and was named the 2013 Chamber Ambassador of the Year. Chris is a member of the Len Lastinger Primary School Parent’s Council/Advisory board and is a youth sports coach with the Tift County Recreation Department, Tiftarea YMCA, and Northside Baptist’s Upward Basketball program.

South Georgia Banking Company, with locations in Tifton, Omega, Moultrie, Ashburn, Cordele, and Vienna, works with area businesses, farmers and individuals to provide loans and other banking services.  “From business and agriculture loans to help growth and expansion to personal loans and mortgages, our officers provide customized banking solutions, ” said Willis. “Each officer takes a personal interest in our customers. It’s part of what makes a community bank different.”

Cutts and his wife, the former Laura Abbott, have one daughter, 9-year-old Kylei, a student at Len Lastinger.  The family attends Northside Baptist Church in Tifton.

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