Turner County News

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CD Rates

Minimum Opening Deposit	1,000.00
Minimum Balance to obtain APY	1,000.00
Term	12 months
Interest Rate	1.50%
Annual Percentage Yield	1.51%
Annual Percentage Yield is effective as of April 28, 2010.
Rates are subject to change. A penalty may be imposed for early withdrawal.

SGBC Receives 5 Stars!

SGBC received a 5-star rating from BauerFinancial. This means we are considered in superior standing and listed on Bauer's Recommended Report. In addition to the capital ratio, other criteria are used to determine the BauerFinancial™ Star-Rating. Some of these include but are not limited to: profitability/loss trend, evaluating the level of delinquent loans, chargeoffs and repossessed assets, the market versus book value of the investment portfolio, regulatory supervisory agreements, the community reinvestment rating (CRA), historical data and liquidity. For more information, click here.

Spreading the Holiday Cheer

This year, SGBC's Ashburn branch is spreading holiday cheer around Turner County. To kick off the Christmas season, we participated in the community Christmas parade We harnessed Brinson Brock's best Clydesdale, Bill, to a carriage decorated by the bank's employees. This drew much excitement as Bill is a local "celebrity" and popular guest at many area weddings, parades, school events and fund raisers.

As a thank you to the employees for being so good this year, the Ashburn branch hosted a Christmas luncheon at the home of Daisy Lee Speight, one of the bank's employees. She prepared a festive meal while our own Brinson Brock whipped up a tasty dessert.

"Daisy Lee has such a wonderful home and decorates it so beautifully for Christmas," said Brinson. "We are so grateful that she chose to open her home to us so our bank family could enjoy time together."

The employees weren't the only ones getting into the Christmas spirit. The branch's Primetimers Club for senior citizens sponsored a toy drive of their own. Since our lobby was selected as a drop off location, we decided to do a little something special. We restored an antique wooden sleigh to display the items the community brought in as a way to get our customers in the holiday mood as well as remind us that giving is what Christmas is all about.

Pictured: Hunter Brock, son of Brinson Brock, and Bill, Tuner County's "celebrity" Clydesdale

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South Georgia Banking Company

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South Georgia Banking Company is participating in the FDIC’s Transaction Account Guarantee Program. Under that program, through December 31, 2010, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC’s general deposit insurance rules.