Turner County News

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CD Rates

Minimum Opening Deposit	1,000.00
Minimum Balance to obtain APY	1,000.00
Term	12 months
Interest Rate	1.50%
Annual Percentage Yield	1.51%
Annual Percentage Yield is effective as of April 28, 2010.
Rates are subject to change. A penalty may be imposed for early withdrawal.

SGBC Receives 5 Stars!

SGBC received a 5-star rating from BauerFinancial. This means we are considered in superior standing and listed on Bauer's Recommended Report. In addition to the capital ratio, other criteria are used to determine the BauerFinancial™ Star-Rating. Some of these include but are not limited to: profitability/loss trend, evaluating the level of delinquent loans, chargeoffs and repossessed assets, the market versus book value of the investment portfolio, regulatory supervisory agreements, the community reinvestment rating (CRA), historical data and liquidity. For more information, click here.

SGBC Partners with Moultrie Tech to Promote CDL Courses

Recently, SGBC's Ashburn branch partnered with Moultrie Technical College to promote the commercial drivers license (CDL) training courses offered by the college. To help Moultrie Tech gain awareness in the Ashburn community, SGBC allowed them to park their branded semi truck in the bank's parking lot. Customers were able to meet with representatives from Moultrie Tech and learn more about the courses offered.

"South Georgia Bank was proud to form a relationship with Moultrie Tech," said Brinson Brock, SGBC's City President of Ashburn. "We like to make an effort to partner with local companies and organizations that are dedicated to improving the lives of people in our community."

Much of Moultrie Tech's training is done by technological simulation as well as on-the-road practice. The program is HOPE funded and has enjoyed a 100% pass rate with state licensing authorities and a similar placement rate with employers.

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South Georgia Banking Company

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South Georgia Banking Company is participating in the FDIC’s Transaction Account Guarantee Program. Under that program, through December 31, 2010, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC’s general deposit insurance rules.