CD Rates

Minimum Opening Deposit 1,000.00
Term 12 months
Interest Rate 0.50%
Annual Percentage Yield 0.50%
Annual Percentage Yield is effective as of September 9, 2015.
Rates are subject to change. A penalty may be imposed for early withdrawal.

SGBC Appreciates Our Customers - And It Shows!

South Georgia Banking Company loves our customers - and we aim to prove it!  Join us for our next Customer Appreciation Day so we can show our thanks to YOU for making SGBC great!  


Upcoming Customer Appreciation Days at all branch locations:



Welcome Fall: Friday, September 18th



Georgia Peanut Bank Week:  October 12-16th



Veteranís Day Reception: Tuesday, November 10th



Christmas Celebration:  Friday, December 18th



As we plan more of these special days throughout the year, we will be sure to alert all of our appreciated customers.  See you soon at one of our locations to celebrate YOU!

SGBC Participates in Annual Fire Ant Festival


Donna NeSmithThe Fire Ant Festival is an annual event sponsored by the Ashburn-Turner County Chamber of Commerce. Held the fourth weekend in March, the festival includes a variety of activities from an art show and carnival to a 5k run, Miss Fire Ant pageant, and other family-friendly entertainment.

This year, SGBC partcipated in the festival in several different ways. Donna NeSmith, current Chamber president and employee of SGBC, was active in the festival promotion through TV appearances and speaking engagements at various civic organizations. The bank also sponsored and hosted the annual photo contest with received 200 entries from local photographers. 




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