CD Rates

Minimum Opening Deposit 1,000.00
Term 12 months
Interest Rate 0.50%
Annual Percentage Yield 0.50%
Annual Percentage Yield is effective as of January 9, 2013.
Rates are subject to change. A penalty may be imposed for early withdrawal.

New Banking Hours

We've adjusted the operating hours at most of our branches, which means good news for our customers! As of January 1, 2013, all teller transactions up to closing will be posted and available the following day. There will no longer be a 2 p.m. teller transaction cutoff. Please click here to see SGBC hours in your county.


South Georgia Bank Employees Speak to Middle and High School Students About Career Choices


Recently, City President Brinson Brock, Executive Assistant Donna Nesmith and Bank Credit Analyst Melba Brown were invited to speak to Mrs. Renee Hasty's classes about career choices and career preparation. We discussed important factors for success including a good education, solid work ethic, community involvement and person-to-person interaction. During the lively discussion, we stressed the importance of preparing early for the future and finding a mentor in your respective field of interest who can guide you as you go along. The students found it interesting that each of our bank employees prepared themselves a little differently for their current line of work. We helped the students explore options as we shared our experiences of working on the farm, attending techical and voctaional school as well as earning a college degree.



Pictured L to R: Donna Nesmith, Ricky Ethridge, Brinson Brock, Deontae Crockett and Melba Brown

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