CD Rates

Minimum Opening Deposit 1,000.00
Term 12 months
Interest Rate 0.50%
Annual Percentage Yield 0.50%
Annual Percentage Yield is effective as of April 13, 2016.
Rates are subject to change. A penalty may be imposed for early withdrawal.

SGBC Encourages "Digital Spring Cleaning"

South Georgia Banking Company’s commitment to to our customers and their financial security is a top priority.  Along with The National Cyber Security Alliance (NCSA) and Better Business Bureau (BBB), we are encouraging consumers to be proactive and keep their cybersecurity top of mind by doing a thorough "digital spring cleaning."  SGBC also suggests making this an annual ritual.  By keeping all of your computers, laptops, tablets, etc. clean - purging old files and enhancing security features - you can ensure that your online reputation stays intact.

The NCSA and BBB offer great tips for a four-week plan.  Click here for a printable Digital Spring Cleaning checklist on our SGBC site.  Call South Georgia Banking Company with any questions - our aim is to keep your protected.

During the summer of 2012, Melba Brown, credit analyst at our Ashburn Branch, volunteered on behalf of SGBC in the Food For Thought program organized by Turner County Connection, which includes Communities in Schools of Turner County, Tiftarea YMCA and Turner County Board of Education. Turner County currently has 83% of its students who benefit from the free and reduced lunch program and still need to receive  meals over the summer break. The Food for Thought program is a community partnership with the goal of feeding and enhancing the education of children in Turner County. As part of her volunteering, Melba taught financial basics to the kids in an interactive, simple way. Through fun games, she explained spending, saving and how to make your money grow.  

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