CD Rates

Minimum Opening Deposit 1,000.00
Term 12 months
Interest Rate 0.50%
Annual Percentage Yield 0.50%
Annual Percentage Yield is effective as of October 7, 2015.
Rates are subject to change. A penalty may be imposed for early withdrawal.

SGBC Appreciates Our Customers - And It Shows!

South Georgia Banking Company loves our customers - and we aim to prove it!  Join us for our next Customer Appreciation Day so we can show our thanks to YOU for making SGBC great!  


Upcoming Customer Appreciation Days at all branch locations:



Welcome Fall: Friday, September 18th



Georgia Peanut Bank Week:  October 12-16th



Veteranís Day Reception: Tuesday, November 10th



Christmas Celebration:  Friday, December 18th



As we plan more of these special days throughout the year, we will be sure to alert all of our appreciated customers.  See you soon at one of our locations to celebrate YOU!

During the summer of 2012, Melba Brown, credit analyst at our Ashburn Branch, volunteered on behalf of SGBC in the Food For Thought program organized by Turner County Connection, which includes Communities in Schools of Turner County, Tiftarea YMCA and Turner County Board of Education. Turner County currently has 83% of its students who benefit from the free and reduced lunch program and still need to receive  meals over the summer break. The Food for Thought program is a community partnership with the goal of feeding and enhancing the education of children in Turner County. As part of her volunteering, Melba taught financial basics to the kids in an interactive, simple way. Through fun games, she explained spending, saving and how to make your money grow.  

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