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South Georgia Banking Company’s Neil Joiner to Retire after 35 Years of Service to Dooly County

December 31st will mark the end of Neil Joiner’s dedicated service to the banking industry of Dooly County. Joiner’s retirement comes after 35 years of banking; first as a loan officer and president for Bank of Dooly and eventually as City President for South Georgia Banking Company’s Vienna branch.



A native of Dooly County, Joiner graduated from Unadilla High School in 1970 and went on to pursue a degree in Business Management from Valdosta State University. He was a graduate of Georgia Banking School and received another degree from the Graduate School of Banking at Louisiana State University.



Though his career in banking kept Joiner busy, he has also been an active member of the community. He served as a board member for the Dooly County Chamber of Commerce for over 30 years, and has been a long time member and serves as current chairman for several local development authorities including: Crisp-Dooly Joint Development Authority, Dooly County Industrial Development Authority, Vienna Development Authority and Vienna Downtown Development Authority.



Joiner has served in various positions with the Georgia Bankers Association (GBA) and the Community Bankers Association of Georgia (CBA), including several terms as Director of CBA.



Neil and his wife, Jane, have been married since 1974 and had triplets in 1978: Erin, Seth and Carrie. They now have four grandchildren: Abby, Melanie, Megan and Walt. The Joiner family is active in Vienna First Baptist Church where Neil currently serves as deacon, church pianist and Sunday school teacher.



Neil’s hobbies include writing, music and fishing. He is publishing his first book this year, an illustrated patriotic poem entitled, “What America Is” - which was inspired by his triplets who were five years old when he wrote the poem.



Joiner will be missed as both a hardworking and vibrant member of the South Georgia Banking Company family and the Dooly banking industry as a whole. SGBC will be holding a retirement reception in Joiner’s honor on Friday, December 11th from 3pm to 5pm at their Vienna location, 210 South 3rd Street. All are welcomed. Come help us celebrate Neil Joiner who believes that “George Bailey continues to provide the best example of what a banker should be.”

Chris McCard is now serving as City President in Ashburn. He has been responsible for commercial and agricultural lending as well as the management of the lending staff – both of which he felt prepared him to manage the entire bank staff and a growing customer base.

“We are very fortunate to have Chris heading up our team in Ashburn,” said Glenn Willis, President of SGBC. “His experience in other areas of bank management along with his involvement in the community, civic organizations and church make him a well-suited City President.”

Chris is originally from Ashburn and began his banking career in 1992 at Community National Bank where he served as Executive Vice President until the bank was purchased by SGBC in 2006.

He is a certified real estate appraiser, holds a degree in Business Administration from Abraham Baldwin College in Tifton and a degree in Business Management from Georgia Southern University in Statesboro. Additionally, he is a graduate of The Georgia Banking School at The University of Georgia.

But it’s not all banking and numbers with Chris. He’s also very involved in community and church, serving as deacon of 1st Baptist Church and as a board member for the Victoria Evans Memorial Library, the Southern Resource Development Agency and the Southern Georgia Area Development Corporation. He’s also a past chairman of the Turner County Chamber of Commerce and a past vice chairman of the Turner County Development Authority. As for free time – Chris likes to spend it with his wife and two children or outdoors either hunting or fishing.

As City President, Chris enjoys the daily interaction with the Ashburn community and being able to help them with all of their financial needs.

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