CD Rates

Minimum Opening Deposit 1,000.00
Term 12 months
Interest Rate 0.50%
Annual Percentage Yield 0.50%
Annual Percentage Yield is effective as of August 5, 2015.
Rates are subject to change. A penalty may be imposed for early withdrawal.

Vacation Planning Made Easier with SGBC

Its summertime, school is out, and its time to get those vacations going.  Planning and financing your vacation can be daunting, though.  Those trips to Disney World and even a week on the beach can cost more than you might have set aside, but vacation planning is made much easier with a personal loan from SGBC.  Affording a great vacation for your family can be well within your reach.  

What are the advantages to a vacation loan?

·         You can avoid high interest credit card payments.  Unlike credit cards - where rates are high and can get higher at a moments notice - an SGBC vacation loan offers fixed rates and payments.  Your rate will stay the same until your loan is paid off.

·         Its an easy process!  Come by any of our seven branches and speak to a loan specialist - we can have you set up and on your way in no time. 

·         Fast approval.  SGBCs loan application process is simple - apply today, and you could be planning your dream vacation within days. Financing is available to qualified borrowers -- subject to loan underwriting criteria.

Vacation time is quality time for you and your family.  SGBC wants to help you make memories this summer!  Give us a call or stop by today.

Chris McCard is now serving as City President in Ashburn. He has been responsible for commercial and agricultural lending as well as the management of the lending staff both of which he felt prepared him to manage the entire bank staff and a growing customer base.

We are very fortunate to have Chris heading up our team in Ashburn, said Glenn Willis, President of SGBC. His experience in other areas of bank management along with his involvement in the community, civic organizations and church make him a well-suited City President.

Chris is originally from Ashburn and began his banking career in 1992 at Community National Bank where he served as Executive Vice President until the bank was purchased by SGBC in 2006.

He is a certified real estate appraiser, holds a degree in Business Administration from Abraham Baldwin College in Tifton and a degree in Business Management from Georgia Southern University in Statesboro. Additionally, he is a graduate of The Georgia Banking School at The University of Georgia.

But its not all banking and numbers with Chris. Hes also very involved in community and church, serving as deacon of 1st Baptist Church and as a board member for the Victoria Evans Memorial Library, the Southern Resource Development Agency and the Southern Georgia Area Development Corporation. Hes also a past chairman of the Turner County Chamber of Commerce and a past vice chairman of the Turner County Development Authority. As for free time Chris likes to spend it with his wife and two children or outdoors either hunting or fishing.

As City President, Chris enjoys the daily interaction with the Ashburn community and being able to help them with all of their financial needs.

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