CD Rates

Minimum Opening Deposit 1,000.00
Term 12 months
Interest Rate 0.50%
Annual Percentage Yield 0.50%
Annual Percentage Yield is effective as of May 15, 2013.
Rates are subject to change. A penalty may be imposed for early withdrawal.

SGBC Welcomes Lonnie McKinney

South Georgia Banking Company announces the addition of Lonnie McKinney as Business Development Banker in our Cordele location. “I understand small business and agri-business first hand,” said Lonnie. “ I am looking forward to utilizing both skills to helping farmers and agri-businesses in my role at South Georgia Banking Company.  I am pleased to be part of this exceptional team!” Read more...

USA Patriot Act

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING OR CHANGING AN ACCOUNT WITH YOUR FINANCIAL INSTITUTION

Section 326 of the USA PATRIOT ACT requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account or changes an existing account. This federal requirement applies to all new customers and current customers. This information is used to assist the United States government in the fight against the funding of terrorism and money-laundering activities.
 
What this means to you: when you open an account or change an existing account, we will ask each person for their name, physical address, mailing address, date of birth, and other information that will allow us to identify them. We will ask to see each person’s driver’s license and other identifying documents and copy or record information from each of them.