CD Rates

Minimum Opening Deposit 1,000.00
Term 12 months
Interest Rate 0.50%
Annual Percentage Yield 0.50%
Annual Percentage Yield is effective as of April 16, 2014.
Rates are subject to change. A penalty may be imposed for early withdrawal.

New City President at SGBC

South Georgia Banking Company (SGBC) recently named Chuck Bannister as City President for the bank’s Moultrie location. Bannister, a Moultrie native, graduated from Valdosta State University with a degree in management. He has been in the banking industry for 30 years and with SGBC for 14 years as a Senior Vice President.  Read more. 

 

Better Business Banking


I've Got Business Smarts. Do You? 

We know running a small business is hard work; and our team is focused on delivering the banking services you need with personal attention. Why? Offering loans, checking accounts and online banking are all great - but, not exactly new. However, taking a sincere interest in the health of your business, making an onsite visit and personally reviewing our annual financial analysis with clients is pretty refreshing for everyone. And, we think it's just smart. 

Banking Services


Internet Banking

Small Business is Big!

Experience our better online banking for yourself! Click a link below to learn more.
 

Features include payroll direct deposit, internet banking, and night depository services.
 

Mortgage Information

Bank-Owned Properties

Our mortgage specialists navigate customers through the loan process step-by-step.
 

Check out our bank-owned properties including residential, commercial, investment and land.
 
 

Electronic Deposit Insurance Estimator

Use the FDIC's Electronic Deposit Insurance Estimator (EDIE) tool to find out what deposits are insured and what portion (if any) exceeds coverage limits.