CD Rates

Minimum Opening Deposit 1,000.00
Term 12 months
Interest Rate 0.65%
Annual Percentage Yield 0.65%
Annual Percentage Yield is effective as of February 1, 2012.
Rates are subject to change. A penalty may be imposed for early withdrawal.

All Federal Benefits To Be Paid Electronically

The U.S. Department of the Treasury soon will pay all social security, federal benefit and non-tax payments electronically, ensuring that federal benefit recipients will receive their money in a safer, more reliable way than paper checks. Sign up for direct deposit at the time you apply for benefits. Or, if you are already receiving federal benefit checks, you must switch to electronic payments by March 13, 2013. Read more...

Your Banking Partner

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Our current marketing campaign, “Partners in the Walk of Life,” highlights how South Georgia Banking Company works as your banking partner. From loans and lines of credit for small businesses to agricultural loans, home improvement loans and mortgages, we are here to help you make good financial decisions and provide the products and services you need from a bank.

Banking Services

Internet Banking

Small Business is Big!

Experience our better online banking for yourself! Click a link below to learn more.
 

Features include payroll direct deposit, internet banking, and night depository services.
 

Mortgage Information

Electronic Deposit Insurance Estimator

Our mortgage specialists navigate customers through the loan process step-by-step.
 

Use the FDIC's Electronic Deposit Insurance Estimator (EDIE) tool to find out what deposits are insured and what portion (if any) exceeds coverage limits.