CD Rates

Minimum Opening Deposit 1,000.00
Term 12 months
Interest Rate 0.50%
Annual Percentage Yield 0.50%
Annual Percentage Yield is effective as of July 1, 2015.
Rates are subject to change. A penalty may be imposed for early withdrawal.

Vacation Planning Made Easier with SGBC

Itís summertime, school is out, and itís time to get those vacations going.  Planning and financing your vacation can be daunting, though.  Those trips to Disney World and even a week on the beach can cost more than you might have set aside, but vacation planning is made much easier with a personal loan from SGBC.  Affording a great vacation for your family can be well within your reach.  

What are the advantages to a vacation loan?

·         You can avoid high interest credit card payments.  Unlike credit cards - where rates are high and can get higher at a momentís notice - an SGBC vacation loan offers fixed rates and payments.  Your rate will stay the same until your loan is paid off.

·         Itís an easy process!  Come by any of our seven branches and speak to a loan specialist - we can have you set up and on your way in no time. 

·         Fast approval.  SGBCís loan application process is simple - apply today, and you could be planning your dream vacation within days. Financing is available to qualified borrowers -- subject to loan underwriting criteria.

Vacation time is quality time for you and your family.  SGBC wants to help you make memories this summer!  Give us a call or stop by today.

Farmers Make Donation


As produce pours in this season, farmers occasionally find themselves with a larger crop than they can sell.  Pictured are South Georgia Banking Companyís Johnny Bryan and Chris Cutts helping the St. Andrews Society distribute a load of corn that was donated to families in need in the Tift area.  Other donations that have been distributed include watermelon, cantaloupe, corn and peanut butter.  South Georgia Banking Company is proud to work with local farmers that support our communities!

 

Banking Services


Internet Banking

Small Business is Big!

Experience our better online banking for yourself! Click a link below to learn more.
 

Features include payroll direct deposit, internet banking, and night depository services.
 

Mortgage Information

Bank-Owned Properties

Our mortgage specialists navigate customers through the loan process step-by-step.
 

Check out our bank-owned properties including residential, commercial, investment and land.
 
 

Electronic Deposit Insurance Estimator

Use the FDIC's Electronic Deposit Insurance Estimator (EDIE) tool to find out what deposits are insured and what portion (if any) exceeds coverage limits.