CD Rates

Minimum Opening Deposit 1,000.00
Term 12 months
Interest Rate 0.50%
Annual Percentage Yield 0.50%
Annual Percentage Yield is effective as of March 25, 2015.
Rates are subject to change. A penalty may be imposed for early withdrawal.

SGBC’s Chris Cutts Receives Stafford Award

South Georgia Banking Company is proud to be an active member of the Tifton / Tift County Chamber of Commerce.  We are even more proud to have such valuable community members on our team who were recently recognized by the Chamber for their outstanding achievements.  

Pictured are Dr. Joe Turner and Chris Cutts.  Dr. Turner, Board Member at South Georgia Banking Company, was recently awarded the Stafford Award for his substantial contributions in local economic development.  Cutts, a lender at South Georgia Banking Company, was awarded the Lamar Branch award which is given annually to a rookie Chamber of Commerce member who best exhibits Mr. Branch’s outstanding style of leadership.


SGBC Accepting Applications for Hester Memorial Scholarship

South Georgia Banking Company (SGBC) is accepting applications for the 2015 Julian & Jan Hester Memorial Scholarship.  This Scholarship Program, sponsored by the Community Bankers Association (CBA),  awards $1,000 annually to four (4) deserving high school seniors who plan to attend a Georgia College/University/Technical School beginning the Fall semester after they graduate.  The (1) applicant who is selected by SGBC as the local winner will be awarded a $500 cash scholarship before moving on to the CBA selection process.

The goal of The Julian & Jan Hester Memorial Scholarship is to assist deserving high school seniors in their first year of college and to promote community banking. The scholarship is named after long-time CBA Chief Executive Officer, the late Julian Hester and his late daughter, Jan Hester. Jan was a senior at the University of Georgia when she died in an auto accident in April of 1990. In addition to supporting community banking, this scholarship is an opportunity to pass on the positive qualities both Julian and Jan Hester exemplified to further the development of tomorrow’s generations.

You can find additional details about the scholarship, an application and the requirements for applicants at

To apply, high school seniors meeting requirements should fill out an application and return it to their nearest South Georgia Banking Company branch or mail it to SGBC, P.O. Box 1505, Tifton GA 31793 to be received before April 3, 2015.

For additional information, call Maghan Campbell at 229.238.0710.

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