CD Rates

Minimum Opening Deposit 1,000.00
Term 12 months
Interest Rate 0.50%
Annual Percentage Yield 0.50%
Annual Percentage Yield is effective as of September 9, 2014.
Rates are subject to change. A penalty may be imposed for early withdrawal.

What is SGBC Online Mobile Banking?

Mobile Banking gives you access to your accounts from a downloadable Mobile Banking application or your mobile web browser, depending on your preference and your mobile device capabilities. Both options allow you to: view account balances, search recent account activity, transfer funds, pay bills and find nearest branch locations.

Mobile Banking is available to all SGBC customers who have an active Online Banking account. Not signed up for SGBC Online Banking?  Just click here to register for Online Banking; then you will be able to access Mobile Banking too! 


Conversion Complete

South Georgia Banking Company (SGBC) would like to extend a warm welcome to former Bank of Dooly customers.  We are proud to add the Vienna Georgia bank to our SGBC family!  Bank of Dooly was purchased at the beginning of the year and after months of hard work and dedication, the operational merger is now complete.  


We are especially proud to team up with a bank whose location, staff, community and background mimic that of our own.  Bank of Dooly was formed in the 1970ís with farming and agriculture as their backbone.  They are a perfect fit for South Georgia Banking Company and we are confident in the value they add to our organization.   We hope you will take advantage of the expanded locations and financial services that will be available to you as our customer.


We are committed to making this a seamless transition for all our customers.  If you have any questions regarding the conversion of your Bank of Dooly account, please reference the Products and Services Conversion Guide for detailed information.  If you have any questions or concerns beyond that, please donít hesitate to call us at 229.268.4707 or toll free 1.888.782.4211.

 ALERT -  Heartbleed Security Vulnerability.   Read more here.

Banking Services

Internet Banking

Small Business is Big!

Experience our better online banking for yourself! Click a link below to learn more.

Features include payroll direct deposit, internet banking, and night depository services.

Mortgage Information

Bank-Owned Properties

Our mortgage specialists navigate customers through the loan process step-by-step.

Check out our bank-owned properties including residential, commercial, investment and land.

Electronic Deposit Insurance Estimator

Use the FDIC's Electronic Deposit Insurance Estimator (EDIE) tool to find out what deposits are insured and what portion (if any) exceeds coverage limits.