CD Rates

Minimum Opening Deposit 1,000.00
Term 12 months
Interest Rate 0.50%
Annual Percentage Yield 0.50%
Annual Percentage Yield is effective as of June 24, 2015.
Rates are subject to change. A penalty may be imposed for early withdrawal.

Vacation Planning Made Easier with SGBC

It’s summertime, school is out, and it’s time to get those vacations going.  Planning and financing your vacation can be daunting, though.  Those trips to Disney World and even a week on the beach can cost more than you might have set aside, but vacation planning is made much easier with a personal loan from SGBC.  Affording a great vacation for your family can be well within your reach.  

What are the advantages to a vacation loan?

·         You can avoid high interest credit card payments.  Unlike credit cards - where rates are high and can get higher at a moment’s notice - an SGBC vacation loan offers fixed rates and payments.  Your rate will stay the same until your loan is paid off.

·         It’s an easy process!  Come by any of our seven branches and speak to a loan specialist - we can have you set up and on your way in no time. 

·         Fast approval.  SGBC’s loan application process is simple - apply today, and you could be planning your dream vacation within days. Financing is available to qualified borrowers -- subject to loan underwriting criteria.

Vacation time is quality time for you and your family.  SGBC wants to help you make memories this summer!  Give us a call or stop by today.

South Georgia Banking Company Participates in "Teach Children to Save" Day

Heather Cobb from SGBC Cordele branch poses with local studentsTeaching kids about saving money can never start too early, and South Georgia Banking Company (SGBC) is committed to get that message across throughout the region.

Teach Children to Save Day, sponsored by the American Banking Association (ABA), is the day each year set aside to make the youngest members of our society aware of the importance and value in saving money.

By visiting classrooms throughout SGBC’s service area, bank personnel were able to speak directly to the children and impart real-world wisdom and professional skills about the importance of saving and planning for the future in a personal, fun and educational way. SGBC team members read from books on the subject featuring familiar characters like Curious George, the Berenstain Bears and Little Critter, making lessons on saving relatable to the kids while having a little fun at the same time.

Teach Children to Save Day was officially recognized on April 24th but SGBC utilized several days throughout the week for reading opportunities. SGBC donated the books that were read to the participating schools and libraries. South Georgia Banking Company hopes the children enjoyed the experience as much as they did.

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