CD Rates

Minimum Opening Deposit 1,000.00
Term 12 months
Interest Rate 0.65%
Annual Percentage Yield 0.65%
Annual Percentage Yield is effective as of February 1, 2012.
Rates are subject to change. A penalty may be imposed for early withdrawal.

All Federal Benefits To Be Paid Electronically

The U.S. Department of the Treasury soon will pay all social security, federal benefit and non-tax payments electronically, ensuring that federal benefit recipients will receive their money in a safer, more reliable way than paper checks. Sign up for direct deposit at the time you apply for benefits. Or, if you are already receiving federal benefit checks, you must switch to electronic payments by March 13, 2013. Read more...

Leadership


A Message from Our Chairman & CEO

As the Chairman and CEO of South Georgia Banking Company, welcome to our website.  If you are seeking a bank, I hope that you will give us the opportunity to know you, serve you and work to tailor the right financial solutions for you.  If you are an existing customer, thank you for your continuing loyalty and support and we hope to serve you for many years to come.

Our mission at the South Georgia Banking Company is to be the bank of choice in the communities we serve and be measured for our dedication to excellence, integrity and service beyond expectations.

We want to be part of your personal and business success.  When you are ready for a better banking relationship, we hope that you will call on us.

G. Pait Willis
Chairman/CEO


Banking Officers

 

G. Pait Willis
Chairman and
Chief Executive Officer
229-382-4211

__________________

Melinda J. Moore
Sr. Vice President-Operations   
229-382-4211
__________________

W. Dale McGriff
Executive Vice President-
Lending
229-382-4211

Glenn P. Willis, Jr.
President
229-382-4211

__________________

Terry Alston
Chief Financial Officer
229-567-9686

__________________

Charles E. “Woody” Davis      
Sr. Vice President
Tift Ave. Office, Tifton
229-382-8272

Joy L. Carter
Vice President-
Human Resources
229-567-9686

_________________

Bob Montgomery
City President-Moultrie
229-616-4211

_________________

David D. Keith
City President-Omega
229-528-4211                   
           

Board of Directors

G. Pait Willis, Chairman
CEO South Georgia Banking  
Company  
___________________

Jonathan E. Jones
Jones Construction Company  
___________________

Jones Ponder
Retired Pond-O-Gold, Inc
___________________

Grady M. Thompson, Jr.
Bishop Well and Pump
Service, Inc
___________________

Willis Collins
Collins Farm
___________________

Lamar G. Martin
Retired Asst. Dean UGA
College of  Agricultural and
Environmental Sciences 
___________________

George R. Reinhardt, Jr.
Attorney, Reinhardt, Whitley,
Summerlin and Pittman, PC
___________________

Dr. Joseph M. Turner
Physician, Affinity Health Group 
___________________

T. D. Hornbuckle, Sr.
T. M. Hornbuckle, Inc
___________________

Doyle M. Medders
Medders Irrigation, LLC
___________________

Ford B. Spinks, Sr.
Retired Public Service
Commissioner
___________________

Teresa Coarsey Lasseter
Former Administrator,
USDA Farm Service Agency

____________________