CD Rates

Minimum Opening Deposit 1,000.00
Minimum Balance to obtain APY 1,000.00
Term 12 months
Interest Rate 1.25%
Annual Percentage Yield 1.26%
Annual Percentage Yield is effective as of September 1, 2010.
Rates are subject to change. A penalty may be imposed for early withdrawal.

We've heard talk from business owners that it's easier to sell ice to an Eskimo than get a loan in today's economy. Our long-standing approach of partnering with businesses to make smart loans based on solid information like cash flow and debt ratio still stands. This philosophy keeps businesses growing - in the short and long term. Stop by today and talk with one of our loan officers to learn more.. 

Locations

The following are our eight locations in Tift, Colquitt, Turner and Crisp counties. Feel free to contact us for any questions or come by to see us today!

Telephone Banking: 229.382.5680 or Toll Free 1.877.482.5680
Bookkeeping Department: Toll Free 1.888.782.4211

Tift County

  
725 West 2nd Street
Tifton, GA 31794
Ph  229.382.4211
Fax 229.387.7453
Fax 229.382.2828

Lobby Hours
Monday-Thursday: 9 a.m. – 4 p.m.
Friday: 9 a.m. – 6 p.m.

Window Hours
Monday-Thursday: 8:30 a.m. – 4 p.m.
Friday: 8:30 a.m. – 6 p.m.
Full Service Location with 24 Hour ATM

215 East 4th Street
Tifton, GA 31794
Ph  229.382.1811
Fax 229.387.6573

Lobby Hours
Monday-Thursday: 9 a.m. – 4 p.m.
Friday: 9 a.m. – 6 p.m.

Window Hours
Monday-Thursday: 8:30 a.m. – 4 p.m.
Friday: 8:30 a.m. – 6 p.m.

2005 North Tift Avenue
Tifton, GA 31794
Ph  229.382.8272
Fax 229.382.8296

Lobby Hours
Monday-Thursday: 9 a.m. – 4 p.m.
Friday: 9 a.m. – 6 p.m.
Saturday: 9 a.m. – 12 p.m.

Window Hours
Monday – Thursday: 8:30 a.m. – 5:30 p.m.
Friday: 8:30 a.m. – 6 p.m.
Saturday: 8:30 a.m. – 12 p.m.
Full Service Location with 24 Hour ATM

5515 Alabama Avenue
Omega, GA 31775
Ph  229.528.4211
Fax 229.528.4257

Lobby Hours
Monday-Wednesday 8:30 a.m. - 4 p.m.
Thursday: Closed
Friday: 9 a.m. – 6 p.m.
Saturday: 9 a.m. – 12 p.m.

Window Hours
Monday-Wednesday 8:30 a.m. - 4 p.m.
Thursday: Closed
Friday: 8:30 a.m. – 6 p.m.
Saturday: 8:30 a.m. – 12 p.m.
Full Service Location with 24 Hour ATM

Colquitt County

 

410 Lane Street
Moultrie, GA 31768
Ph  229.616.4211
Fax 229.616.4215

Lobby Hours
Monday-Thursday: 9 a.m. – 4 p.m.
Friday: 9 a.m. – 6 p.m.

Window Hours
Monday-Thursday: 8:30 a.m. – 4:30 p.m.
Friday: 8:30 a.m. – 6 p.m.
Full Service Location with 24 Hour ATM

Turner County

  
561 East Washington Street
Ashburn, GA 31714
Ph  229.567.9686
Fax 229.567.3227

Lobby Hours
Monday-Thursday: 9 a.m. – 4 p.m.
Friday: 9 a.m. – 5:30 p.m.

Window Hours
Monday-Thursday: 8:30 a.m. – 4 p.m.
Friday: 8:30 a.m. – 5:30 p.m.

131 Industrial Blvd.
Ashburn, GA 31714
Ph  229.567.2177
Fax 229.567.2218

Window Hours
Monday-Thursday: 8 a.m. – 5 p.m.
Friday: 8 a.m. – 6 p.m.
Saturday: 8 a.m. – 12 p.m.
Full Service Location with 24 Hour ATM

Crisp County

  
702 South Pecan Street
Cordele, GA 31010
Ph  229.271.3000
Fax 229.271.3999

Lobby Hours
Monday-Thursday: 9 a.m. – 4:30 p.m.
Friday: 9 a.m. – 5:30 p.m.
Saturday: Closed

Window Hours
Monday-Thursday: 8:30 a.m. – 4:30 p.m.
Friday: 8:30 a.m. – 5:30 p.m.
Saturday: 8:30 a.m. – 12 p.m.
Full Service Location with 24 Hour ATM