CD Rates

Minimum Opening Deposit 1,000.00
Term 12 months
Interest Rate 0.65%
Annual Percentage Yield 0.65%
Annual Percentage Yield is effective as of February 1, 2012.
Rates are subject to change. A penalty may be imposed for early withdrawal.

All Federal Benefits To Be Paid Electronically

The U.S. Department of the Treasury soon will pay all social security, federal benefit and non-tax payments electronically, ensuring that federal benefit recipients will receive their money in a safer, more reliable way than paper checks. Sign up for direct deposit at the time you apply for benefits. Or, if you are already receiving federal benefit checks, you must switch to electronic payments by March 13, 2013. Read more...

Online Banking

Access your account 24 hours a day from home, work or on the road with our online services.

Monitor your accounts, transfer funds and pay your bills - all online with just a few clicks.

It’s easier than you think to get started…set-up time takes just a few minutes. Personal banking customers may enroll online; business banking customers may see one of our customer service representatives to get set up.

ONLINE BANKING
Demo and Enroll

Online Bill Pay

What could be easier than paying your bills without ever writing a check? You will quickly discover Bill Pay to be the fastest and most convenient method to pay all your bills. You may access the service anytime, day or night, from the Internet. Bill Pay is a South Georgia Banking Company service designed to make your life a little bit easier.

Fees and Charges

There are no additional fees for accessing Personal or Business Internet Banking through South Georgia Banking Company’s Internet Banking service. Other Business Internet Banking fees are based on the services requested: Business Internet Banking with ACH Origination is $19.95 monthly. The Bill Pay service fee is $6.95 per month for personal or business accounts.