CD Rates

Minimum Opening Deposit 1,000.00
Minimum Balance to obtain APY 1,000.00
Term 12 months
Interest Rate 1.50%
Annual Percentage Yield 1.51%
Annual Percentage Yield is effective as of March 3, 2010.
Rates are subject to change. A penalty may be imposed for early withdrawal.

Amount of Bail Out Money We Accepted

That's right, zero. Not a dime. South Georgia Banking Company is financially strong - our bank did not apply for or receive bail out funds. Our conservative approach to business has resulted in a solid institution. 

Pictured: Glenn Willis, President



Online Banking

Access your account 24 hours a day from home, work or on the road with our online services.

Monitor your accounts, transfer funds and pay your bills - all online with just a few clicks.

It’s easier than you think to get started…set-up time takes just a few minutes. Personal banking customers may enroll online; business banking customers may see one of our customer service representatives to get set up.

ONLINE BANKING
Demo and Enroll

Online Bill Pay

What could be easier than paying your bills without ever writing a check? You will quickly discover Bill Pay to be the fastest and most convenient method to pay all your bills. You may access the service anytime, day or night, from the Internet. Bill Pay is a South Georgia Banking Company service designed to make your life a little bit easier.

Fees and Charges

There are no additional fees for accessing Personal or Business Internet Banking through South Georgia Banking Company’s Internet Banking service. Other Business Internet Banking fees are based on the services requested: Business Internet Banking with ACH Origination is $19.95 monthly. The Bill Pay service fee is $6.95 per month for personal or business accounts.