CD Rates

Minimum Opening Deposit 1,000.00
Term 12 months
Interest Rate 0.50%
Annual Percentage Yield 0.50%
Annual Percentage Yield is effective as of July 29, 2015.
Rates are subject to change. A penalty may be imposed for early withdrawal.

Vacation Planning Made Easier with SGBC

It’s summertime, school is out, and it’s time to get those vacations going.  Planning and financing your vacation can be daunting, though.  Those trips to Disney World and even a week on the beach can cost more than you might have set aside, but vacation planning is made much easier with a personal loan from SGBC.  Affording a great vacation for your family can be well within your reach.  

What are the advantages to a vacation loan?

·         You can avoid high interest credit card payments.  Unlike credit cards - where rates are high and can get higher at a moment’s notice - an SGBC vacation loan offers fixed rates and payments.  Your rate will stay the same until your loan is paid off.

·         It’s an easy process!  Come by any of our seven branches and speak to a loan specialist - we can have you set up and on your way in no time. 

·         Fast approval.  SGBC’s loan application process is simple - apply today, and you could be planning your dream vacation within days. Financing is available to qualified borrowers -- subject to loan underwriting criteria.

Vacation time is quality time for you and your family.  SGBC wants to help you make memories this summer!  Give us a call or stop by today.

Privacy Policy

Rev. 6/13

FACTS WHAT DOES SOUTH GEORGIA BANKING COMPANY DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number and account balances
  • credit history and payment history
  •  transaction history and overdraft history
When you are no longer our customer, we continue to share your information as described in this notice.
How? All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons South Georgia Banking Co. chooses to share; and whether you can limit this sharing.

 

 

Reasons we can share your personal information Does SGBC share? Can you limit this sharing?
For our everyday business purposes —
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
YES NO
For our marketing purposes —
to offer our products and services to you
YES NO
For joint marketing with other financial companies NO We don't share
For our affiliates’ everyday business purposes —
information about your transactions and experiences
NO We don't share
For our affiliates’ everyday business purposes —
information about your creditworthiness
NO We don't share
For non-affiliates to market to you NO We don't share

 

 

Questions? Call 229-382-4211 or go to www.sgbconline.com

 

 

Who we are
Who is providing this notice? SOUTH GEORGIA BANKING COMPANY

 

What we do
How does South Georgia Banking Company
protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does South Georgia Banking Company collect my personal information?

We collect your personal information, for example, when you

  • apply for a loan or make deposits or withdrawals from your account
  • open an account or give us your income information
  • give us your contact information
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates’ everyday business purposes — information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.

 

 

Definitions
Affiliates Companies related by common ownership or control. They can be financial and non-financial companies.
  • South Georgia Banking Company does not share with our affiliates. 
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.
  • South Georgia Banking Company does not share with non-affiliates so they can market to you.
Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • South Georgia Banking Company doesn't jointly market.