CD Rates

Minimum Opening Deposit 1,000.00
Term 12 months
Interest Rate 0.50%
Annual Percentage Yield 0.50%
Annual Percentage Yield is effective as of June 22, 2016.
Rates are subject to change. A penalty may be imposed for early withdrawal.

SGBC Encourages "Digital Spring Cleaning"

South Georgia Banking Companyís commitment to to our customers and their financial security is a top priority.  Along with The National Cyber Security Alliance (NCSA) and Better Business Bureau (BBB), we are encouraging consumers to be proactive and keep their cybersecurity top of mind by doing a thorough "digital spring cleaning."  SGBC also suggests making this an annual ritual.  By keeping all of your computers, laptops, tablets, etc. clean - purging old files and enhancing security features - you can ensure that your online reputation stays intact.

The NCSA and BBB offer great tips for a four-week plan.  Click here for a printable Digital Spring Cleaning checklist on our SGBC site.  Call South Georgia Banking Company with any questions - our aim is to keep your protected.

Mortgages

Our mortgage specialists navigate customers through the loan process step-by-step.  If you are considering purchasing a home or refinancing your existing home, your first stop should be to pick up one of our free prequalification kits.  The tools in the kit help you understand the steps of mortgage loans.  Mortgage specialists will work with you to find what mortgage payment will fit best in your personal budget and what type of loan best suites you.

For additional information in preparing to buy a home, click here for the Consumer Financial Protection Bureauís step-by-step guide; or pick up a copy at your nearest South Georgia Banking Company location.

Get started today!
 

Click here to access an editable PDF mortgage application that you can fill out on your screen, print, and bring to the bank.

This application is in PDF format. You will need to have Adobe Acrobat Reader installed on your computer to open it. If you do not have Adobe Acrobat Reader, you can download it now for free.