CD Rates

Minimum Opening Deposit 1,000.00
Term 12 months
Interest Rate 0.50%
Annual Percentage Yield 0.50%
Annual Percentage Yield is effective as of September 30, 2015.
Rates are subject to change. A penalty may be imposed for early withdrawal.

SGBC Appreciates Our Customers - And It Shows!

South Georgia Banking Company loves our customers - and we aim to prove it!  Join us for our next Customer Appreciation Day so we can show our thanks to YOU for making SGBC great!  


Upcoming Customer Appreciation Days at all branch locations:



Welcome Fall: Friday, September 18th



Georgia Peanut Bank Week:  October 12-16th



Veteranís Day Reception: Tuesday, November 10th



Christmas Celebration:  Friday, December 18th



As we plan more of these special days throughout the year, we will be sure to alert all of our appreciated customers.  See you soon at one of our locations to celebrate YOU!


Our mortgage specialists navigate customers through the loan process step-by-step.  If you are considering purchasing a home or refinancing your existing home, your first stop should be to pick up one of our free prequalification kits.  The tools in the kit help you understand the steps of mortgage loans.  Mortgage specialists will work with you to find what mortgage payment will fit best in your personal budget and what type of loan best suites you.

For additional information in preparing to buy a home, click here for the Consumer Financial Protection Bureauís step-by-step guide; or pick up a copy at your nearest South Georgia Banking Company location.

Get started today!

Click here to access an editable PDF mortgage application that you can fill out on your screen, print, and bring to the bank.

This application is in PDF format. You will need to have Adobe Acrobat Reader installed on your computer to open it. If you do not have Adobe Acrobat Reader, you can download it now for free.