CD Rates

Minimum Opening Deposit 1,000.00
Term 12 months
Interest Rate 0.50%
Annual Percentage Yield 0.50%
Annual Percentage Yield is effective as of July 29, 2015.
Rates are subject to change. A penalty may be imposed for early withdrawal.

Vacation Planning Made Easier with SGBC

Itís summertime, school is out, and itís time to get those vacations going.  Planning and financing your vacation can be daunting, though.  Those trips to Disney World and even a week on the beach can cost more than you might have set aside, but vacation planning is made much easier with a personal loan from SGBC.  Affording a great vacation for your family can be well within your reach.  

What are the advantages to a vacation loan?

·         You can avoid high interest credit card payments.  Unlike credit cards - where rates are high and can get higher at a momentís notice - an SGBC vacation loan offers fixed rates and payments.  Your rate will stay the same until your loan is paid off.

·         Itís an easy process!  Come by any of our seven branches and speak to a loan specialist - we can have you set up and on your way in no time. 

·         Fast approval.  SGBCís loan application process is simple - apply today, and you could be planning your dream vacation within days. Financing is available to qualified borrowers -- subject to loan underwriting criteria.

Vacation time is quality time for you and your family.  SGBC wants to help you make memories this summer!  Give us a call or stop by today.

Mortgages

Our mortgage specialists navigate customers through the loan process step-by-step.  If you are considering purchasing a home or refinancing your existing home, your first stop should be to pick up one of our free prequalification kits.  The tools in the kit help you understand the steps of mortgage loans.  Mortgage specialists will work with you to find what mortgage payment will fit best in your personal budget and what type of loan best suites you.

For additional information in preparing to buy a home, click here for the Consumer Financial Protection Bureauís step-by-step guide; or pick up a copy at your nearest South Georgia Banking Company location.

Get started today!
 

Click here to access an editable PDF mortgage application that you can fill out on your screen, print, and bring to the bank.

This application is in PDF format. You will need to have Adobe Acrobat Reader installed on your computer to open it. If you do not have Adobe Acrobat Reader, you can download it now for free.