Online Banking

CD Rates

Minimum Opening Deposit	1,000.00
Minimum Balance to obtain APY	1,000.00
Term	12 months
Interest Rate	1.50%
Annual Percentage Yield	1.51%
Annual Percentage Yield is effective as of March 3, 2010.
Rates are subject to change. A penalty may be imposed for early withdrawal.

Amount of Bail Out Money We Accepted

That's right, zero. Not a dime. South Georgia Banking Company is financially strong - our bank did not apply for or receive bail out funds. Our conservative approach to business has resulted in a solid institution.

Pictured: Glenn Willis, President

Our Services

South Georgia Banking Company

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South Georgia Banking Company is participating in the FDIC’s Transaction Account Guarantee Program. Under that program, through June 30, 2010, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC’s general deposit insurance rules.