Agricultural Loans
Agriculture has played a large part in our growth and success. See us for your equipment, land acquisition or operating agricultural loans. Our agricultural loan specialists know South Georgia farming. We stay familiar with the government programs and remain involved with the agricultural community. Our agricultural lenders welcome the opportunity to discuss your financing needs.



Commercial Loans
Small business loans are our specialty. Our local decisions and quick response time sets us apart from other lenders. South Georgia Banking Company specializes in equipment loans, short term working capital needs, and fixed asset expansion. Contact one of our commercial lenders to discuss your business needs.



Consumer Loans
South Georgia Banking Company handles both installment and single pay loans for consumers. We are very competitive on used vehicle financing, secured and unsecured consumer loans. Local lenders, local decisions, and flexible terms set us apart from other lenders. Give us a chance to earn your business.



Real Estate Loans
With South Georgia Banking Company you have options. Short term loans, residential construction, or traditional installment loans—we can deal with your needs. We handle both in-house loans and long term fixed rate loans placed in the secondary market. Give us a call to see what works best for you.



Mortgage Loans
Our mortgage loan department has products available to fit your needs. We offer long term fixed rate loans as well as adjustable rate mortgages. Our mortgage loan specialist can help make the process easy for you to navigate. Give us a call today.
 

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