 |
 |
 At South Georgia Banking Company we know that you have unique financial needs. Our checking accounts are designed to meet those needs, no matter what your age group or financial status. All personal checking accounts allow access to your account by paper checks, debit cards, Internet Banking and the ATM. For more information on any of these accounts, please contact a customer service representative at any of our convenient locations.
Our basic checking account is designed for a person who does not write a lot of checks or keeps a moderate balance in the account. You can open the account with a minimum deposit of $50.00. The monthly maintenance fee is $5.00 and the per debit charge is $.20, but you can avoid both charges by keeping a daily minimum balance of $500.00.
If your account has a lot of activity or maintains a low average balance, this is the solution for you. Open this account with a minimum deposit of $50.00 and enjoy unlimited check writing for a flat fee of $10.00 per month.
You are a busy student so you need an account that can keep up with your hectic schedule. Designed for full time students through the age of 22, Student Checking allows unlimited access to any South Georgia Banking Company ATM at no charge. The account can be opened with a minimum deposit of $50.00 and there is no minimum balance requirement, monthly maintenance fee or per debit charge.
Senior Checking is for our customers age 50 and over. When you open your account with a minimum deposit of $50.00 you are entitled to several benefits: you will have no maintenance or per debit fees and you will be exempt from fees to purchase Travelers Checks and Cashiers Checks. This is an interest bearing account in which the interest rate is determined by the account balance tier formula. Ask our Customer Service Representative about competitive time deposit rates
Choose this account if you want unlimited check writing and interest earnings on your balance. The interest rate and annual percentage yield are available on the Rate Chart at any banking location, and are subject to change at the bank's discretion. Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items. Interest will be compounded monthly and will be credited to the account monthly. The monthly maintenance fee of $10.00 will not be charged if the daily collected balance does not fall below $1000.00.
|
|
 |
