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Dooly County News & Events

Dooly County is known for its Victorian style homes, snowy fields of cotton, an easier lifestyle and a fabulous fall festival! Our Dooly County branch is proud to be a part of all the local events and happenings around town!
 

10 Tips for Young and Beginning Farmers

At South Georgia Banking Company, we are proud that many of our customers are in the agricultural industry. That’s not surprising considering where we live and how big a part farming plays in our community, but we take pride in knowing how to serve this unique community of hard-working folks better than most.
 
This week, we’d like to offer 10 financial tips for young and beginning farmers. Some of these may seem to go without saying, but sticking to these ideals is a sure way to get started on the right foot.
 
1. Sweat the small stuff. Keeping accurate and detailed records encourages both short-term and long-term financial planning. Not only does it help you stay organized and make better management decisions, it makes it easier for your lender to assess your financial situation.
 
2. Develop a business and marketing plan. You will work smarter and improve your odds when you focus and organize your goals.
 
3. Evaluate your capital investments for profitability and payback. Keep track of how long it will take to generate enough cash flow from a capital investment to justify the investment – that will help you make better financial decisions for the future.
 
4. Know your costs. When you consider your cost of living and expenditures – including depreciation and family living – you’ll have a better understanding of your overall financial situation. South Georgia Banking Company can provide guidelines to monitor your financial ratios.
 
5. Decide on what type of operation you want to run. New farmers should either be very efficient, low-cost producers or should add value that someone else will pay for.
 
6. Consider supplementing your operation with off farm income. Until your operation is large enough to employ you profitably full time.
 
7. Consider renting farm equipment. Or custom hiring instead of purchasing.
 
8. Shop around. Getting price quotes on supplies such as feed, fertilizer and fuel can uncover lower-cost sources. Your research might get you a discount from a local, preferred supplier that gives excellent service. Make sure product quality is part of your evaluation.
 
9. Ask your banker how to get access to state and federal credit enhancement programs. Our SGBC agricultural specialists can help you with these ins and outs.
 
10. When in doubt, ask for help and guidance from someone you trust. An experienced farmer, a trusted advisor or someone here at SGBC. You don’t have to make these important financial decisions alone.
 
Farming is definitely not for the faint of heart, and managing the financial aspects of a working farm can be a challenge. Call or come into any of our SGBC branches today, and let’s get the conversation started. We love farmers, and it shows.
Vienna Branch selected Business of the Year

Dooly County 41st Annual Meeting & Awards Banquet. South Georgia Banking Company won the Business of the Year Award. (Pictured L-R) Lin Barnes, Dooly County Chamber, Rhonda Roper Connie Edwards, Judy Daniels and Brenda McGee. Photo courtesy of the Cordele Dispatch.

 

Mrs. Judy Daniels Speaks at Dooly Retired Educators Meeting

Dooly Retired Educators welcomed Mr . Judy Daniels, loan officer at South Georgia Banking Co. in Vienna, to their Thursday Feb. 1 meeting. She discussed topics dealing with the banking industry, banking online, the "the new predators' , fake check scam most prevalent fraud· a phishing, smish­ing, debit and credit card skim­ing and identity theft. Mrs. Daniels provided some advice for keeping your private information safe, suggested monitoring your monthly bank statements and ways to avoid being a victim of fraud or possible scammers who pretend to be from a consumer group. If there are discrepancies contact the bank immediately. A question and answer session followed her presentation. Mrs. Daniels was thanked for her valuable information and was presented a certificate of appreciation by Mr. Willie Davis immediate past president. 

 

We think our customer services representatives (CSR) are the heart of our bank! Rhonda Roper, a South Georgia Banking Company CSR, has been with the Vienna branch of the bank for 13 years, and truly embodies what we treasure in our employees.

“I enjoy helping older people and those who have a hard time understanding banking issues,” says Rhonda. “I consider this a community service. I like the ‘help desk’ part of being a CSR – for example, walking people through online banking and debit card problems.”

Beyond helping her SGBC customers, Rhonda also really enjoys her fellow employees. South Georgia Banking Company prides itself on having a real family feel, and the people that work there truly like one another. That in itself creates a warm environment where both customers and employees feel comfortable and appreciated.

Rhonda also connects with her Vienna community in other ways. She likes to attend ribbon cuttings for businesses opening in the area, local parades, and the Annual Chamber of Commerce dinner to name a few. She and her SGBC co-workers often attend these functions together.

Stop by our Vienna branch next time you’re in the area and say hello to Rhonda… we can guarantee she’ll be glad to see you! 

 
Event the smallest of future farmers are coming by South Georgia Banking Company because they know we support agriculture and community! The Big Pig Jig is right around the corner. Hope to see you there!
 
SGBC sponsored 2016 Market Hog Show by making a donation to Fullington Academy FFA Organization. The event was held Labor Day Weekend at the Georgia National Fairground. The fundraiser assists the chapter with projects during the 2016/2017 school year.
 
South Georgia Banking Company sponsored two youth from Dooly County to attend the Natural Resources Conservation Workshop at Abraham Baldwin Agricultural College. One of those participants, Flint Stephens, was recognized for his efforts and won the Soil Conservation award at the end of the program.
 
July 25, the bank attended the Dooly County Schools Pre-planning meeting. Nancy Thomas and Carol Arflin had a vendor display where they were able to visit with approx. 300 teachers and staff. Three door prizes were given away to those who came by our table and registered. We were proud to be a part of this event and wish the entire school body and everyone a very successful and safe school year.
 
SGBC is celebrating our Vienna customers and showing our appreciation with a picnic and fun on the beach. Customers enjoyed watermelon, lemonade, granola bars and bananas. No picnic would be complete without Ants. We have Awesome Ants, made by Susan Stripling. Carol Arflin and other Vienna employees are giving our drive-thru customers bottled water and some SGBC hand held fans to battle the summer heat. We appreciate each and every one of YOU!
 

South Georgia Banking Company is proud to be an Eagle Sponsor for Fullington Academy Booster Club Golf Tournament, a Silver Sponsor for the Dooly County High School golf team and touted a little league baseball/softball team for the Dooly County Recreational Department.