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Business Additional Services

Credit Card Services*

Whether you're looking for a credit card for personal or business use, we have a local card with global power and a better choice of benefits. Apply now (Opens in a new Window) (Opens in a new Window) or access your existing credit card account here (Opens in a new Window) (Opens in a new Window).

Choose from our popular business credit card options such as low rate, cash back or flexible rewards to find the one that works best for your business.

No matter which card you choose, your business will benefit from important features like:

• Free online expense reporting tools. 

• No fee for additional employee cards.

• Mobile payment capability for added convenience.

• Zero Fraud Liability.* You won't be liable for fraudulent purchases when your card is lost or stolen.

• Cardmember Service available 24 hours a day/365 days per year. 

*Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply. The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., and Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

Safe Deposit Boxes

Protect your valuables and keep your important documents safe at all times with one of our Safe Deposit Boxes. Sizes range from a 3x5 to a 10x10 with annual fees ranging from $20.00 to $60.00. Rest easy each day knowing the items you store are safe and secure.

24 Hour Telephone Banking

Keep in touch with your money 24 hours a day with South Georgia Banking Company’s Telephone Banking. With the use of your touch tone telephone, you can get information on your checking, savings, Certificate of Deposit, or loan accounts. In addition, you can transfer funds and receive a fax of your transactions. The phone number to access Telephone Banking is 877.482.5680.

Overdraft Protection

Worried about accidental overdrafts, let us set up an automatic overdraft protection transfer from one of your other checking or savings accounts.

Convenience Services

  • Wire Transfer
  • Night Depository Service
  • Bank-By-Mail






























*Loans, lines of credit and credit cards are subject to credit approval.