South Georgia Banking Company offers an interest bearing savings account to enable our customers to save, and at the same time, have easy access to their money. Saving for the future is made easy with an automatic transfer from your checking to your savings account. Open this account with a minimum deposit of $50.00. Six free withdrawals can be made during each quarterly statement period; additional withdrawals are $2.50 each. The interest rate and annual percentage yield is subject to change at the bank's discretion. Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items. Interest will be compounded quarterly and will be credited to the account quarterly. If you close the account before interest is credited, you will not receive the accrued interest.* To review our rates, click here.
Certificates of Deposit**
If you're looking for higher interest rates than your basic savings account can offer, consider investing in a certificate of deposit (CD). Find a great rate with South Georgia Banking Company and start earning interest now! To review our rates, click here.
*All checking and savings accounts are subject to approval.
**A penalty may be imposed for early withdrawal.