Skip Navigation Documents in Portable Document Format (PDF) require Adobe Acrobat Reader 5.0 or higher to view. Download it from Adobe.com.
photo image of a man and woman sit on a couch by an end table full of gold objects smiling at the little girl in the middle of them

Loans & Mortgages

Loans*

South Georgia Banking Company handles both installment and single pay loans for consumers. We are very competitive on used vehicle financing, secured and unsecured consumer loans. Local lenders, local decisions and flexible terms set us apart from other lenders. Give us a chance to earn your business. 

To access an editable PDF loan application that you can fill out on your screen, print, and bring to the bank, click the following links for business loan application or consumer loan application.


HELOC*

A HELOC, or Home Equity Line of Credit, is a revolving credit that allows you to borrow money using equity in your home as collateral. To learn more, click here.


Mortgages*

Our mortgage specialists navigate customers through the loan process step-by-step. If you are considering purchasing a home or refinancing your existing home, your first stop should be to pick up one of our free prequalification kits. The tools in the kit help you understand the steps of mortgage loans. Mortgage specialists will work with you to find what mortgage payment will fit best in your personal budget and what type of loan best suits you.


For additional information in preparing to buy a home, click here (Opens in a new Window) (Opens in a new Window) (Opens in a new Window) (Opens in a new Window) (Opens in a new Window) (Opens in a new Window) (Opens in a new Window) for the Consumer Financial Protection Bureau’s step-by-step guide; or pick up a copy at your nearest South Georgia Banking Company location.

Get started today!

 

Click here (Opens in a new Window) (Opens in a new Window) (Opens in a new Window) (Opens in a new Window) (Opens in a new Window) (Opens in a new Window) (Opens in a new Window) to access an editable PDF mortgage application that you can fill out on your screen, print, and bring to the bank.


Please click here (Opens in a new Window) (Opens in a new Window) (Opens in a new Window) (Opens in a new Window) (Opens in a new Window) (Opens in a new Window) (Opens in a new Window) (Opens in a new Window) (Opens in a new Window) for a listing of our Mortgage Loan Originators and their NMLS numbers.


This application is in PDF format. You will need to have Adobe Acrobat Reader installed on your computer to open it. If you do not have Adobe Acrobat Reader, you can download (Opens in a new Window) (Opens in a new Window) (Opens in a new Window) (Opens in a new Window) (Opens in a new Window) (Opens in a new Window) (Opens in a new Window) it now for free.

*Loans, lines of credit and credit cards are subject to credit approval.