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Agriculture is in our roots. South Georgia Banking Company's commitment to agriculture in Georgia runs deep. We've worked with farmers and agribusinesses of all sizes across South Georgia for almost half a century. When our charter was issued in 1970, we were rooted in the agriculture community. Today, it's no different. We understand the industry-specific banking needs of agriculture and work hard to provide this critical economic engine what it needs to thrive.

Digital Banking

Access your account 24 hours a day from home, work or on the road with our online services. Monitor your accounts, transfer funds and pay your bills - with just a few clicks.


Our checking accounts are designed to meet the needs of our customers. Find the one that is your perfect fit.


Offering a variety of interest bearing savings accounts to enable you to save - and at the same time, have easy access to your money.

Loans & Credit

Local lenders, local decisions, and flexible-terms set us apart from other lenders. Give us a chance to earn your business.

Merchant Services

Providing the equipment and services needed to process MasterCard, Visa and Discover credit and debit card transactions.

Additional Services

As you would expect, we also provide Safe Deposit Boxes, Telephone Banking, Overdraft Protection and other convenience services.

For procedural information about opening or changing an account, read the USA PATRIOT Act (Opens in a new Window) required by all financial institutions.