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Online Banking

Access your account 24 hours a day from home, work or on the road with our online services. You can easily monitor your accounts, transfer funds and pay your bills - all online with just a few clicks. It’s easier than you think to get started…set-up time takes just a few minutes. Personal banking customers may enroll (Opens in a new Window) online; business banking customers will need to see one of our customer service representatives to get set up.*

Online Bill Pay

What could be easier than paying your bills without ever writing a check? You will quickly discover Bill Pay to be the fastest and most convenient method to pay all your bills. You may access the service anytime, day or night, from the Internet. Bill Pay is a South Georgia Banking Company service designed to make your life a little bit easier. The Bill Pay service fee is $6.95 per month for personal or business accounts.**

Mobile Banking

Mobile Banking gives you access to your accounts from a downloadable Mobile Banking application or your mobile web browser, depending on your preference and your mobile device capabilities. Both options allow you to: view account balances, search recent account activity, transfer funds, pay bills and find nearest branch locations. Mobile Banking is available to all SGBC customers who have an active Online Banking account. For a list of our FAQ on this service, click here (Opens in a new Window). There are no fees associated with the SGBC Mobile Banking App.***

For instructions on downloading the Mobile App, click here (Opens in a new Window).

Text banking

Text banking gives you access to your accounts via text (SMS) messages on your phone. It's a fast, easy way to look up account balances or recent account history by sending a text command to a shortcode. Please contact a customer service representative to set up your Text Banking account. Any text-enabled phone can use this service. Mobile phone message and data rates may apply.

eStatement FAQ

South Georgia Banking Company offers the option of eStatements, which is the electronic delivery of your statement, replacing the statement that is currently provided to you via U.S. Postal Service.  To learn more about the benefits of eStatments, click here (Opens in a new Window) .

*There are no fees for accessing Personal or Business Online Banking or Mobile Banking through South Georgia Banking Company’s Online Banking service. Additional services requested may have associated fees. 

**Additional fees apply for expedited Bill Pay.

*** Mobile Banking Terms and Conditions (Opens in a new Window) (Opens in a new Window). Mobile phone message and data rates may apply.