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Vintage photo of individuals preparing for the ground breaking of the first location of south georgia banking company location in Omega, georgia.

About Us

About Us

South Georgia Banking Company is a full-service, independent, locally owned bank. Now in our 50th year of operation, SGBC provides a wide variety of banking services targeted primarily to the personal consumer, small business, and agricultural sectors. With locations in Tift, Colquitt, Turner, Crisp, Worth, and Dooly counties, we take pride in the communities we serve. Our intentional focus on personal relationships, paired with the latest in banking technology, means our customers don’t have to choose between hometown customer service and convenient banking solutions.
SGBC team members understand that if the communities we serve are thriving, then the families, schools, and businesses all benefit from vibrant growth. With that in mind, we have an increased focus on helping communities prosper with a combination of community involvement and the right banking products for businesses and families. That’s just another reason why decisions about our bank, our services, and our communities are being made by the very best in local leadership.


In 1970, a local group of businessmen in Omega, GA took measures to convert the Citizens Service Bank, a regulated certificated bank, to a state chartered bank; they applied for FDIC insurance and on April 15, 1970 the state bank charter was granted and the name was changed to South Georgia Banking Company. By mid-year, deposits were insured through the FDIC. The bank operated independently at the Omega location until 1976 when a Tifton branch was opened on Fourth Street. This building still serves as one of our branch offices.

In 1987, with deposit growth and an increasing customer base, the bank opened a second Tifton Office at 725 W. 2nd Street which now serves as the bank’s main office. Then in 2000 following changes in regulations to allow branching across county lines, SGBC opened an office in Moultrie, Georgia on the east bypass. In July 2004, SGBC opened a third location, convenient to Tifton’s fastest growing sector on Tift Avenue, north of 20th Street. Significant expansion plans were realized in 2006 with the acquisition of Community National Bank in Ashburn and Cordele, Georgia. In 2014 expanded its footprint even further with the addition of the Bank of Dooly in Vienna, Georgia. SGBC’s most recent acquisition was completed in 2020 with the addition of a new branch in Sylvester, Georgia, increasing the number of branch locations to eight offices in six South Georgia counties.

Each of our locations strive to achieve our mission by providing service beyond expectations. The words of our 70s original theme song still ring true today, “we take your banking personally”.