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Rates

Increase your deposits with a steady rate of return. Find out today's CD, checking and savings account rates from South Georgia Banking Company. Compare the different accounts to find out which one is best suited for you.

Interest Rates and Annual Percentage Yields are current as of .

Scroll to the left to view the rest of the table.
Minimum Opening Minimum Balance Interest Rate Annual
Percentage
Yield (APY)
Savings* $50.00 -- 0.20% 0.20%
Now Account Personal* $50.00 $1000.00 0.10% 0.10%
Senior Checking + Interest* $50.00 --
$0 - $1000.00
0.05% 0.05%
$1000.01 - $5000.00 0.10%
0.10%
$5000.01 + 0.15% 0.15%
Money Market* $50.00 $2500.00
$2500.00 - $10,000.00 0.15% 0.15%
$10,000.01 - $50,000.00 0.20% 0.20%
$50,000.01 + 0.30% 0.30%

Fees could reduce the earnings on the account. For current rate information, call (229)382-4211.


*The Interest Rate and Annual Percentage Yield may change after account opening.

Savings, NOW Account Personal, Senior Checking + Interest and Money Market

At South Georgia Banking Company, we make it easy to start saving by offering interest bearing accounts. Learn more by clicking the link above.

Scroll to the left to view the rest of the table.
Minimum Opening Interest Rate Annual
Percentage
Yield (APY)
91 Day* $1000.00 0.20% 0.20%
182 Day* $1000.00 0.50% 0.50%
1 Year* $1000.00 0.90% 0.90%
18 Months* $1000.00 1.00% 1.00%
2 Years* $1000.00 1.20% 1.20%
30 Months* $1000.00 1.40% 1.40%
3 Years* $1000.00 1.60% 1.61%

Fees could reduce the earnings on the account. For current rate information, call (229)382-4211.

*A penalty may be imposed for early withdrawal.

91 Day, 182 Day, 1 Year, 18 Months, 2 Years, 30 Months, 3 Years

If you're looking for higher interest rates than your basic savings account can offer, consider investing in a certificate of deposit (CD). Find a great rate with South Georgia Banking Company and start earning interest now!

Our special 15 month CD featuring a 1.65 % APY* (annual percentage yield), available for a limited time for existing or new customers, is designed to help your money grow. Minimum opening deposit is $1,000.00.


*Annual Percentage Yield (APY) assumes principal and interest remain on deposit for the term of the certificate. Interest will compound annually. The APY is accurate as of June 1, 2018. The rate and availability of this offer may change or discontinue at the Bank's discretion. A penalty will be imposed for early withdrawal. Fees could reduce earnings on the account. The minimum balance required to obtain the APY is $1,000. Offer good for the initial term only. FDIC insured to the maximum allowed by law.