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Our focus is on working with individuals and families, structuring our banking services to fit your specific needs. From Digital Banking, bill pay, and eStatements to traditional banking services and memorable customer service, our goal is to make your banking experience easy and personal.

And, when you need information or want to explore new services such as a loan or mortgage with us, just stop by one of our convenient locations or give us a call – you’ll always speak directly with someone in one of our eight bank locations.

Digital Banking

Access your account 24 hours a day from home, work or on the road with our online services. Monitor your accounts, transfer funds and pay your bills - with just a few clicks.


Our checking accounts are designed to meet the needs of our customers. Find the one that is your perfect fit.


Offering a variety of interest bearing savings accounts to enable you to save - and at the same time, have easy access to your money.

Loans & Mortgages

Local lenders, local decisions, and flexible-terms set us apart from other lenders. Give us a chance to earn your business.


Considering a CD, Money Market or Saving's account? South Georgia Banking Company offers competitive interest rates for the current market.

Additional Services

As you would expect, we also provide Safe Deposit Boxes, Telephone Banking, Overdraft Protection and other convenience services.

For procedural information about opening or changing an account, read the USA Patriot Act (Opens in a new Window) (Opens in a new Window) required by all financial institutions.