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FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Credit

Whatever your credit needs, South Georgia Banking Company has you covered. Visit your local branch today to speak with a customer service representative or loan officer to see how we can help you fund your next adventure.

Personal Credit Card*

Choosing the right credit card is easier than ever. Whether you want to pay down balances faster, maximize cash back, earn rewards or begin building your credit history, we have the ideal card for you!

Mortgage Loan

Buying a house is a big deal. And while the laws and regulations continually change, you can count on our mortgage department professionals to be there with you every step of the way. 

Business Loan

From commercial operating loans to business lines of credit, South Georgia Banking Company has the financial security to support small and large businesses.

Personal Loan

Local lenders, local decisions, and flexible-terms set us apart from other lenders. Give us a chance to earn your business.

Agriculture Loan

We understand the industry-specific banking needs of agriculture and work hard to provide this critical economic engine what it needs to thrive.

Business Credit Card*

Choose from our popular business credit card options such as low rate, cash back or flexible rewards to find the one that works best for your business.










*Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply. The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., and Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.